2016 Mercedes-Benz AMG Car Insurance Calculator

Explore and understand how different driver, vehicle, and coverage options affect the cost of insurance for a 2016 Mercedes-Benz AMG. Play around with factors like driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2016 Mercedes-Benz AMG is $2,968 per year, or about $247 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,968

Cost Per Month

$247

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz AMG.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,968
Average Rate
Your Rate
$2,968

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz AMG trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz AMG is $2,968.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz AMG Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz AMG against all other models in the large luxury car segment. The Mercedes-Benz AMG is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz AMG Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$1,184
2Cadillac CTS$1,808-$1,160
3Audi A5$1,876-$1,092
4Lincoln MKS$1,908-$1,060
5Cadillac CT6$1,924-$1,044
6Kia K900$2,152-$816
7Acura RLX$2,156-$812
8Infiniti Q70L$2,162-$806
9Mercedes-Benz CLS550$2,204-$764
10Lexus GS 450$2,218-$750
11Infiniti Q70$2,228-$740
12Hyundai Equus$2,256-$712
13Lexus LS 460$2,358-$610
14Mercedes-Benz C63 AMG$2,434-$534
15Cadillac CTS-V$2,440-$528
16BMW 740i$2,482-$486
17Jaguar XJ$2,498-$470
18Mercedes-Benz E63 AMG$2,508-$460
19BMW 650i$2,680-$288
20Maserati Ghibli$2,684-$284
2016 Large Luxury Car Average$2,713-$255
21Jaguar XJ Super$2,752-$216
22BMW 750i$2,772-$196
23Audi RS 7$2,828-$140
24Audi S8$2,856-$112
25Lexus LS 600H$2,876-$92
26Mercedes-Benz CLS63 AMG$2,878-$90
27Mercedes-Benz S550$2,924-$44
28Maserati Quattroporte$2,932-$36
29Mercedes-Benz AMG$2,968--
30Audi A8$3,014$46
31BMW Alpina B6$3,026$58
32Porsche Panamera$3,102$134
33Mercedes-Benz S63 AMG$3,330$362
34Mercedes-Benz S600$3,392$424
35Mercedes-Benz S65 AMG$3,910$942
36Mercedes-Benz S65$3,956$988
37Bentley Continental$4,024$1,056
38Bentley Mulsanne$4,798$1,830

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 AMG Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz AMG.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz AMG Insurance Rates by Trim Level
2016 Mercedes-Benz AMG Trim Level Annual Premium Cost Per Month
GT S Coupe$2,968$247

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz AMG for different driver ages.

2016 Mercedes-Benz AMG Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,178$848
17$9,927$827
18$9,030$753
19$8,192$683
20$6,329$527
21$6,048$504
22$5,450$454
23$4,458$372
24$4,229$352
25$3,448$287
30$3,178$265
35$3,046$254
40$2,968$247
45$2,766$231
50$2,616$218
55$2,436$203
60$2,442$204
65$2,598$217
70$2,776$231
75$3,218$268
80$3,932$328

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG trim levels.