Mercedes-Benz C300 Car Insurance Calculator

Understand how changes to risk factors and vehicle options impact the cost of car insurance for a Mercedes-Benz C300. Tweak settings like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2023 Mercedes-Benz C300 is $2,514 per year, or about $210 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,514

Cost Per Month

$210

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz C300 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz C300.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,514
Average Rate
Your Rate
$2,514

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz C300.

The 'Average Rate' is a combined value for all Mercedes-Benz C300 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mercedes-Benz C300 is $2,514.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mercedes-Benz C300 Segment Comparison

The table below compares insurance rates for the 2023 Mercedes-Benz C300 against all other models in the small luxury car segment. The Mercedes-Benz C300 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz C300, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz C300.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mercedes-Benz C300 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura Integra$2,046-$468
2BMW 330i$2,316-$198
3Acura TLX$2,352-$162
4Cadillac CT4$2,382-$132
5Genesis G70$2,430-$84
6BMW 330e$2,466-$48
7BMW 228i$2,478-$36
8BMW 230i$2,496-$18
2023 Small Luxury Car Average$2,509-$5
9Mercedes-Benz C300$2,514--
10Audi A4$2,526$12
11Volvo S60$2,530$16
12Lexus RC 350$2,536$22
13Audi S3$2,546$32
14Alfa Romeo Giulia$2,572$58
15BMW M235i$2,578$64
16Lexus IS 350$2,622$108
17Audi RS 3$2,720$206
18BMW M240i$2,776$262
19BMW M340i$2,784$270

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 C300 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mercedes-Benz C300.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mercedes-Benz C300 Insurance Rates by Trim Level
2023 Mercedes-Benz C300 Trim Level Annual Premium Cost Per Month
Premium Sedan$2,418$202
Exclusive Sedan$2,472$206
Pinnacle Sedan$2,508$209
Coupe$2,518$210
Convertible$2,548$212
4Matic Coupe$2,558$213
4Matic Convertible$2,582$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mercedes-Benz C300 for different driver ages.

2023 Mercedes-Benz C300 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,820$735
17$8,564$714
18$7,716$643
19$7,021$585
20$5,395$450
21$5,151$429
22$4,624$385
23$3,796$316
24$3,591$299
25$2,920$243
30$2,686$224
35$2,582$215
40$2,514$210
45$2,346$196
50$2,222$185
55$2,074$173
60$2,078$173
65$2,212$184
70$2,382$199
75$2,786$232
80$3,420$285

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz C300 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz C300.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz C300 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 Mercedes-Benz C300$2,514$210
2022 Mercedes-Benz C300$2,544$212
2021 Mercedes-Benz C300$2,512$209
2020 Mercedes-Benz C300$2,434$203
2019 Mercedes-Benz C300$2,242$187
2018 Mercedes-Benz C300$2,138$178
2017 Mercedes-Benz C300$2,036$170
2016 Mercedes-Benz C300$1,982$165
2015 Mercedes-Benz C300$1,850$154
2014 Mercedes-Benz C300$1,592$133
2013 Mercedes-Benz C300$1,698$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz C300 trim levels for each model year.