2019 Mercedes-Benz C300 Car Insurance Calculator

Explore and understand how different risk factors affect car insurance rates for a 2019 Mercedes-Benz C300. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2019 Mercedes-Benz C300 is $2,242 per year, or about $187 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,242

Cost Per Month

$187

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz C300 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Mercedes-Benz C300.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,242
Average Rate
Your Rate
$2,242

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Mercedes-Benz C300 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Mercedes-Benz C300 is $2,242.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Mercedes-Benz C300 Segment Comparison

The table below compares insurance rates for the 2019 Mercedes-Benz C300 against all other models in the small luxury car segment. The Mercedes-Benz C300 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz C300, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz C300.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Mercedes-Benz C300 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$1,994-$248
2Acura TLX$2,006-$236
3BMW 330i$2,018-$224
4BMW 230i$2,058-$184
5Audi S3$2,074-$168
6Volvo S60$2,102-$140
7Lexus RC 350$2,162-$80
8Genesis G70$2,170-$72
2019 Small Luxury Car Average$2,179-$63
9BMW i3$2,184-$58
10Alfa Romeo Giulia$2,192-$50
11Mercedes-Benz C300$2,242--
12Cadillac ATS$2,258$16
13Audi A4$2,268$26
14Lexus IS 350$2,282$40
15BMW M240i$2,288$46
16BMW 340i$2,564$322

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 C300 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Mercedes-Benz C300.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Mercedes-Benz C300 Insurance Rates by Trim Level
2019 Mercedes-Benz C300 Trim Level Annual Premium Cost Per Month
4Matic Sedan$2,116$176
Sedan$2,116$176
4Matic Convertible$2,220$185
Convertible$2,220$185
Coupe$2,362$197
4Matic Coupe$2,422$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Mercedes-Benz C300 for different driver ages.

2019 Mercedes-Benz C300 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,960$663
17$7,738$645
18$6,990$583
19$6,337$528
20$4,863$405
21$4,640$387
22$4,161$347
23$3,393$283
24$3,215$268
25$2,608$217
30$2,396$200
35$2,300$192
40$2,242$187
45$2,092$174
50$1,980$165
55$1,850$154
60$1,856$155
65$1,980$165
70$2,128$177
75$2,494$208
80$3,076$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz C300 trim levels.