2020 Mercedes-Benz C300 Car Insurance Calculator

Monitor in real-time how choices you make impact the insurance cost for a 2020 Mercedes-Benz C300. Set options like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2020 Mercedes-Benz C300 is $2,434 per year, or about $203 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,434

Cost Per Month

$203

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz C300 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mercedes-Benz C300.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,434
Average Rate
Your Rate
$2,434

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mercedes-Benz C300 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mercedes-Benz C300 is $2,434.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mercedes-Benz C300 Segment Comparison

The table below compares insurance rates for the 2020 Mercedes-Benz C300 against all other models in the small luxury car segment. The Mercedes-Benz C300 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz C300, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz C300.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mercedes-Benz C300 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$1,970-$464
2Volvo S60$2,130-$304
3BMW 330i$2,178-$256
4Cadillac CT4$2,206-$228
5Acura TLX$2,228-$206
6Lexus RC 350$2,240-$194
7BMW i3$2,252-$182
8BMW 230i$2,262-$172
9Alfa Romeo Giulia$2,294-$140
10Genesis G70$2,298-$136
11Audi S3$2,306-$128
2020 Small Luxury Car Average$2,320-$114
12Audi A4$2,344-$90
13Mercedes-Benz AMG SLC43$2,398-$36
14Mercedes-Benz C300$2,434--
15BMW M240i$2,440$6
16Audi RS 3$2,476$42
17Lexus IS 350$2,522$88
18BMW 340i$2,776$342

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 C300 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mercedes-Benz C300.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mercedes-Benz C300 Insurance Rates by Trim Level
2020 Mercedes-Benz C300 Trim Level Annual Premium Cost Per Month
4Matic Sedan$2,310$193
Sedan$2,310$193
Convertible$2,460$205
Coupe$2,476$206
4Matic Convertible$2,522$210
4Matic Coupe$2,538$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mercedes-Benz C300 for different driver ages.

2020 Mercedes-Benz C300 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,639$720
17$8,390$699
18$7,561$630
19$6,866$572
20$5,270$439
21$5,028$419
22$4,510$376
23$3,682$307
24$3,490$291
25$2,834$236
30$2,600$217
35$2,502$209
40$2,434$203
45$2,272$189
50$2,152$179
55$2,010$168
60$2,016$168
65$2,150$179
70$2,312$193
75$2,714$226
80$3,344$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz C300 trim levels.