2013 Mercedes-Benz CL550 Car Insurance Calculator

See and learn how changing risk factors impact the insurance cost for a 2013 Mercedes-Benz CL550. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2013 Mercedes-Benz CL550 is $2,468 per year, or about $206 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,468

Cost Per Month

$206

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CL550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Mercedes-Benz CL550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,468
Average Rate
Your Rate
$2,468

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Mercedes-Benz CL550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Mercedes-Benz CL550 is $2,468.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Mercedes-Benz CL550 Segment Comparison

The table below compares insurance rates for the 2013 Mercedes-Benz CL550 against all other models in the large luxury car segment. The Mercedes-Benz CL550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CL550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CL550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Mercedes-Benz CL550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$876
2Cadillac CTS$1,608-$860
3Cadillac XTS$1,632-$836
4Lincoln MKS$1,712-$756
5Cadillac CTS-V$1,838-$630
6Lexus GS 450$1,912-$556
7Infiniti M56$1,938-$530
8Lexus LS 460$1,940-$528
9Hyundai Equus$1,952-$516
10Mercedes-Benz CLS550$1,992-$476
11Mercedes-Benz E63 AMG$2,100-$368
12BMW 750xi$2,126-$342
13BMW 740i$2,134-$334
14Jaguar XJ$2,160-$308
15Mercedes-Benz C63 AMG$2,206-$262
16BMW 650i$2,244-$224
17Jaguar XJ Super$2,248-$220
18Mercedes-Benz CLS63 AMG$2,322-$146
2013 Large Luxury Car Average$2,329-$139
19Lexus LS 600H$2,352-$116
20Audi S8$2,378-$90
21BMW 750i$2,386-$82
22Mercedes-Benz S550$2,390-$78
23Porsche Panamera$2,440-$28
24Audi A8$2,442-$26
25Mercedes-Benz CL550$2,468--
26Maserati Quattroporte$2,474$6
27Mercedes-Benz S63 AMG$2,590$122
28BMW 760i$2,606$138
29Mercedes-Benz S600$2,806$338
30Mercedes-Benz CL600$2,820$352
31Mercedes-Benz S65 AMG$3,112$644
32Mercedes-Benz CL65 AMG$3,218$750
33Bentley Continental$3,244$776
34Bentley Mulsanne$3,806$1,338

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 CL550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Mercedes-Benz CL550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Mercedes-Benz CL550 Insurance Rates by Trim Level
2013 Mercedes-Benz CL550 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,468$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Mercedes-Benz CL550 for different driver ages.

2013 Mercedes-Benz CL550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,633$719
17$8,389$699
18$7,567$631
19$6,881$573
20$5,292$441
21$5,052$421
22$4,539$378
23$3,719$310
24$3,521$293
25$2,864$239
30$2,634$220
35$2,534$211
40$2,468$206
45$2,300$192
50$2,178$182
55$2,034$170
60$2,038$170
65$2,168$181
70$2,334$195
75$2,726$227
80$3,346$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CL550 trim levels.