Mercedes-Benz CLA250 Car Insurance Calculator

Learn in real-time how choices you make affect the cost of insurance for a Mercedes-Benz CLA250. Tweak settings like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2024 Mercedes-Benz CLA250 is $2,410 per year, or about $201 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,410

Cost Per Month

$201

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLA250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz CLA250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,410
Average Rate
Your Rate
$2,410

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz CLA250.

The 'Average Rate' is a combined value for all Mercedes-Benz CLA250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mercedes-Benz CLA250 is $2,410.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mercedes-Benz CLA250 Segment Comparison

The table below compares insurance rates for the 2024 Mercedes-Benz CLA250 against all other models in the midsize luxury car segment. The Mercedes-Benz CLA250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLA250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLA250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mercedes-Benz CLA250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410--
2Lexus IS 300$2,414$4
3Lexus ES 350$2,446$36
4Mercedes-Benz AMG CLA35$2,456$46
5Lexus RC 300$2,462$52
6Jaguar XF$2,476$66
7Cadillac CT5$2,526$116
8Lexus ES 250$2,534$124
9Lexus ES 300h$2,572$162
10Audi A3$2,634$224
11Infiniti Q50$2,650$240
12Mercedes-Benz AMG CLA45$2,682$272
13Audi S4$2,692$282
14Mercedes-Benz EQE 350$2,724$314
15BMW i4$2,734$324
16Lexus IS 500$2,770$360
17BMW 530i$2,848$438
2024 Midsize Luxury Car Average$2,874$464
18Audi S5$2,890$480
19BMW 540i$2,900$490
20BMW 430i$2,940$530
21BMW i5$2,960$550
22Genesis G80$2,976$566
23Mercedes-Benz EQE 500$3,008$598
24Mercedes-Benz AMG C43$3,024$614
25Audi A6$3,036$626
26Tesla Model S$3,070$660
27BMW 530e$3,100$690
28Audi RS 5$3,106$696
29Audi S6$3,128$718
30BMW M440i$3,206$796
31Audi A7$3,268$858
32Lexus LC 500h$3,508$1,098
33Audi S7$3,624$1,214
34BMW M8$3,948$1,538

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 CLA250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mercedes-Benz CLA250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mercedes-Benz CLA250 Insurance Rates by Trim Level
2024 Mercedes-Benz CLA250 Trim Level Annual Premium Cost Per Month
4-Door Coupe$2,380$198
4Matic Coupe$2,438$203

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mercedes-Benz CLA250 for different driver ages.

2024 Mercedes-Benz CLA250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,363$697
17$8,133$678
18$7,355$613
19$6,685$557
20$5,151$429
21$4,919$410
22$4,424$369
23$3,630$303
24$3,438$287
25$2,794$233
30$2,578$215
35$2,476$206
40$2,410$201
45$2,250$188
50$2,130$178
55$1,988$166
60$1,992$166
65$2,116$176
70$2,268$189
75$2,642$220
80$3,236$270

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLA250 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz CLA250.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz CLA250 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz CLA250$2,410$201
2023 Mercedes-Benz CLA250$2,554$213
2022 Mercedes-Benz CLA250$2,494$208
2021 Mercedes-Benz CLA250$2,682$224
2020 Mercedes-Benz CLA250$2,598$217
2019 Mercedes-Benz CLA250$2,260$188
2018 Mercedes-Benz CLA250$2,136$178
2017 Mercedes-Benz CLA250$2,052$171
2016 Mercedes-Benz CLA250$1,982$165
2015 Mercedes-Benz CLA250$1,808$151
2014 Mercedes-Benz CLA250$1,768$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLA250 trim levels for each model year.