2016 Mercedes-Benz CLA250 Car Insurance Calculator

View in real-time how changes to different risk factors impact car insurance rates for a 2016 Mercedes-Benz CLA250. Play around with factors like vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2016 Mercedes-Benz CLA250 is $1,982 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,982

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLA250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz CLA250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,982
Average Rate
Your Rate
$1,982

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz CLA250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz CLA250 is $1,982.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz CLA250 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz CLA250 against all other models in the midsize luxury car segment. The Mercedes-Benz CLA250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLA250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLA250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz CLA250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$364
2Acura ILX$1,686-$296
3Lexus IS 300$1,792-$190
4Volvo S80$1,834-$148
5Mercedes-Benz C350E$1,842-$140
6Lexus RC 300$1,856-$126
7Audi A3$1,888-$94
8Mercedes-Benz AMG CLA45$1,910-$72
9Lincoln MKZ$1,914-$68
10Lexus ES 300H$1,924-$58
11Audi A6$1,936-$46
12Mercedes-Benz CLA250$1,982--
13BMW 528i$2,020$38
14Lexus GS 350$2,036$54
15Mercedes-Benz E350$2,062$80
16Audi S4$2,064$82
17Mercedes-Benz SLK55 AMG$2,068$86
18BMW 428xi$2,072$90
19Jaguar XF$2,084$102
20Cadillac ELR$2,090$108
21Mercedes-Benz C450 AMG$2,100$118
22BMW 428i$2,106$124
23Audi S5$2,116$134
24Hyundai Genesis$2,130$148
25BMW 528xi$2,138$156
26Infiniti Q50$2,144$162
27BMW 535xi$2,150$168
28BMW 435xi$2,174$192
29Mercedes-Benz E250$2,192$210
30Mercedes-Benz SL400$2,210$228
31BMW Active 5$2,218$236
32BMW 435i$2,224$242
2016 Midsize Luxury Car Average$2,227$245
33BMW 535d$2,250$268
34Mercedes-Benz E400$2,300$318
35BMW 535i$2,308$326
36Mercedes-Benz E550$2,320$338
37Audi S6$2,358$376
38BMW 550i$2,362$380
39Mercedes-Benz CLS400$2,436$454
40BMW 550xi$2,452$470
41Mercedes-Benz SL550$2,456$474
42BMW 640i$2,490$508
43Audi A7$2,504$522
44BMW 640xi$2,510$528
45BMW M5$2,518$536
46Audi S7$2,522$540
47Tesla Model S$2,590$608
48Mercedes-Benz S550E$2,594$612
49BMW 650xi$2,610$628
50Lexus GS F$2,622$640
51BMW M6$2,796$814
52Mercedes-Benz SL63 AMG$2,876$894
53Mercedes-Benz SL65 AMG$3,584$1,602

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CLA250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz CLA250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz CLA250 Insurance Rates by Trim Level
2016 Mercedes-Benz CLA250 Trim Level Annual Premium Cost Per Month
Coupe$1,958$163
4Matic Coupe$2,006$167

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz CLA250 for different driver ages.

2016 Mercedes-Benz CLA250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,132$594
17$6,881$573
18$6,114$510
19$5,587$466
20$4,268$356
21$4,071$339
22$3,636$303
23$3,006$251
24$2,832$236
25$2,300$192
30$2,104$175
35$2,038$170
40$1,982$165
45$1,856$155
50$1,762$147
55$1,644$137
60$1,646$137
65$1,754$146
70$1,908$159
75$2,258$188
80$2,782$232

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLA250 trim levels.