2020 Mercedes-Benz CLA250 Car Insurance Calculator

Understand how seemingly small changes impact the cost of car insurance for a 2020 Mercedes-Benz CLA250. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if rates go up or down and learn why.

The average estimated car insurance premium for a 2020 Mercedes-Benz CLA250 is $2,598 per year, or about $217 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,598

Cost Per Month

$217

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLA250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mercedes-Benz CLA250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,598
Average Rate
Your Rate
$2,598

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mercedes-Benz CLA250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mercedes-Benz CLA250 is $2,598.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mercedes-Benz CLA250 Segment Comparison

The table below compares insurance rates for the 2020 Mercedes-Benz CLA250 against all other models in the midsize luxury car segment. The Mercedes-Benz CLA250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLA250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLA250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mercedes-Benz CLA250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$712
2Lexus RC 300$2,168-$430
3Mercedes-Benz SLC300$2,230-$368
4Lexus ES 350$2,238-$360
5Lincoln MKZ$2,248-$350
6Mercedes-Benz AMG CLA45$2,268-$330
7Jaguar XE$2,272-$326
8Lexus IS 300$2,276-$322
9Audi A3$2,316-$282
10Cadillac CT5$2,354-$244
11Audi S5$2,414-$184
12Lexus GS 350$2,478-$120
13Mercedes-Benz E350$2,488-$110
14Lexus ES 300H$2,526-$72
15Audi S4$2,550-$48
16BMW 530i$2,558-$40
17BMW 540i$2,582-$16
18Mercedes-Benz CLA250$2,598--
19Genesis G80$2,604$6
20Audi A6$2,614$16
21Mercedes-Benz E450$2,644$46
22BMW 430i$2,666$68
23Mercedes-Benz CLS450$2,700$102
24Jaguar XF$2,702$104
2020 Midsize Luxury Car Average$2,704$106
25BMW 440i$2,796$198
26Mercedes-Benz AMG C43$2,804$206
27Mercedes-Benz SL450$2,822$224
28Audi RS 5$2,838$240
29Audi S6$2,898$300
30Infiniti Q50$2,926$328
31BMW 530e$2,942$344
32Lexus GS F$3,016$418
33Mercedes-Benz AMG C63$3,056$458
34BMW M550i$3,110$512
35Mercedes-Benz SL550$3,136$538
36Tesla Model S$3,192$594
37Audi A7$3,236$638
38Lexus LC 500H$3,320$722
39Audi S7$3,444$846
40BMW M8$3,448$850
41BMW M5$3,494$896

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 CLA250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mercedes-Benz CLA250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mercedes-Benz CLA250 Insurance Rates by Trim Level
2020 Mercedes-Benz CLA250 Trim Level Annual Premium Cost Per Month
4-Door Coupe$2,598$217
4Matic Coupe$2,598$217

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mercedes-Benz CLA250 for different driver ages.

2020 Mercedes-Benz CLA250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,309$776
17$9,009$751
18$8,058$672
19$7,339$612
20$5,615$468
21$5,360$447
22$4,796$400
23$3,942$329
24$3,722$310
25$3,020$252
30$2,774$231
35$2,674$223
40$2,598$217
45$2,434$203
50$2,304$192
55$2,152$179
60$2,156$180
65$2,298$192
70$2,488$207
75$2,936$245
80$3,618$302

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLA250 trim levels.