2022 Mercedes-Benz CLA250 Car Insurance Calculator

Observe in real-time how different factors influence insurance rates for a 2022 Mercedes-Benz CLA250. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see why rates change and by how much.

The average estimated car insurance premium for a 2022 Mercedes-Benz CLA250 is $2,494 per year, or about $208 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,494

Cost Per Month

$208

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLA250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Mercedes-Benz CLA250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,494
Average Rate
Your Rate
$2,494

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Mercedes-Benz CLA250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Mercedes-Benz CLA250 is $2,494.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Mercedes-Benz CLA250 Segment Comparison

The table below compares insurance rates for the 2022 Mercedes-Benz CLA250 against all other models in the midsize luxury car segment. The Mercedes-Benz CLA250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLA250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLA250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Mercedes-Benz CLA250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968-$526
2Lexus RC 300$2,370-$124
3Mercedes-Benz AMG CLA35$2,424-$70
4BMW i4$2,438-$56
5Cadillac CT5$2,446-$48
6Audi A3$2,472-$22
7Mercedes-Benz AMG CLA45$2,482-$12
8Mercedes-Benz CLA250$2,494--
9Lexus ES 250$2,504$10
10Lexus IS 300$2,510$16
11Lexus ES 350$2,518$24
12Audi S5$2,596$102
13Audi S4$2,612$118
14BMW 530i$2,650$156
15Lexus ES 300h$2,660$166
16Genesis G80$2,674$180
17Mercedes-Benz E350$2,676$182
18BMW 530e$2,702$208
19BMW 540i$2,708$214
20BMW M440i$2,720$226
21Mercedes-Benz E450$2,732$238
22Audi A6$2,804$310
23Jaguar XF$2,812$318
2022 Midsize Luxury Car Average$2,819$325
24Lexus IS 500$2,846$352
25BMW 430i$2,876$382
26Mercedes-Benz CLS450$2,896$402
27Infiniti Q50$3,008$514
28Audi RS 5$3,040$546
29Mercedes-Benz AMG C43$3,060$566
30Audi S6$3,082$588
31Mercedes-Benz AMG C63$3,156$662
32Audi A7$3,252$758
33BMW M550i$3,282$788
34Lexus LC 500h$3,348$854
35Tesla Model S$3,408$914
36Audi S7$3,526$1,032
37BMW M8$3,656$1,162
38BMW M5$3,696$1,202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 CLA250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Mercedes-Benz CLA250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Mercedes-Benz CLA250 Insurance Rates by Trim Level
2022 Mercedes-Benz CLA250 Trim Level Annual Premium Cost Per Month
4-Door Coupe$2,468$206
4Matic Coupe$2,520$210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Mercedes-Benz CLA250 for different driver ages.

2022 Mercedes-Benz CLA250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,946$746
17$8,642$720
18$7,697$641
19$7,026$586
20$5,373$448
21$5,127$427
22$4,582$382
23$3,782$315
24$3,569$297
25$2,894$241
30$2,656$221
35$2,566$214
40$2,494$208
45$2,334$195
50$2,216$185
55$2,066$172
60$2,072$173
65$2,206$184
70$2,392$199
75$2,828$236
80$3,486$291

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLA250 trim levels.