2023 Mercedes-Benz CLA250 Car Insurance Calculator

See in real-time how seemingly small changes affect car insurance rates for a 2023 Mercedes-Benz CLA250. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly why rates change and by how much.

The average estimated car insurance premium for a 2023 Mercedes-Benz CLA250 is $2,554 per year, or about $213 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,554

Cost Per Month

$213

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLA250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Mercedes-Benz CLA250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,554
Average Rate
Your Rate
$2,554

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Mercedes-Benz CLA250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mercedes-Benz CLA250 is $2,554.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mercedes-Benz CLA250 Segment Comparison

The table below compares insurance rates for the 2023 Mercedes-Benz CLA250 against all other models in the midsize luxury car segment. The Mercedes-Benz CLA250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLA250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLA250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mercedes-Benz CLA250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$104
2Lexus ES 350$2,460-$94
3Lexus ES 250$2,472-$82
4Lexus RC 300$2,482-$72
5Mercedes-Benz AMG CLA35$2,488-$66
6Audi A3$2,492-$62
7Mercedes-Benz AMG CLA45$2,546-$8
8Mercedes-Benz CLA250$2,554--
9Lexus IS 300$2,568$14
10Jaguar XF$2,578$24
11Audi S4$2,628$74
12BMW i4$2,636$82
13Mercedes-Benz E350$2,654$100
14Lexus ES 300h$2,690$136
15BMW 530i$2,742$188
16Audi A6$2,798$244
17Audi S5$2,802$248
18BMW 540i$2,808$254
19BMW 430i$2,856$302
20Lexus IS 500$2,858$304
21Mercedes-Benz E450$2,886$332
22Genesis G80$2,892$338
2023 Midsize Luxury Car Average$2,899$345
23Mercedes-Benz CLS450$2,968$414
24Mercedes-Benz EQE 350$2,988$434
25Audi RS 5$2,996$442
26BMW 530e$3,014$460
27Audi S6$3,044$490
28Mercedes-Benz AMG C43$3,048$494
29BMW M440i$3,052$498
30Mercedes-Benz EQE 500$3,056$502
31Audi A7$3,176$622
32Infiniti Q50$3,180$626
33Lexus LC 500h$3,414$860
34BMW M550i$3,420$866
35Tesla Model S$3,498$944
36Audi S7$3,520$966
37BMW M5$3,624$1,070
38BMW M8$3,824$1,270

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 CLA250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mercedes-Benz CLA250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mercedes-Benz CLA250 Insurance Rates by Trim Level
2023 Mercedes-Benz CLA250 Trim Level Annual Premium Cost Per Month
4-Door Coupe$2,526$211
4Matic Coupe$2,580$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mercedes-Benz CLA250 for different driver ages.

2023 Mercedes-Benz CLA250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,123$760
17$8,815$735
18$7,859$655
19$7,177$598
20$5,490$458
21$5,239$437
22$4,686$391
23$3,869$322
24$3,653$304
25$2,960$247
30$2,720$227
35$2,624$219
40$2,554$213
45$2,390$199
50$2,268$189
55$2,114$176
60$2,120$177
65$2,256$188
70$2,446$204
75$2,886$241
80$3,554$296

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLA250 trim levels.