Mercedes-Benz CLA45 AMG Car Insurance Calculator

Get instant feedback how the choices you make impact the cost of insurance for a Mercedes-Benz CLA45 AMG. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2015 Mercedes-Benz CLA45 AMG is $1,838 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,838

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLA45 AMG Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz CLA45 AMG.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,838
Average Rate
Your Rate
$1,838

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz CLA45 AMG.

The 'Average Rate' is a combined value for all Mercedes-Benz CLA45 AMG trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Mercedes-Benz CLA45 AMG is $1,838.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Mercedes-Benz CLA45 AMG Segment Comparison

The table below compares insurance rates for the 2015 Mercedes-Benz CLA45 AMG against all other models in the midsize luxury car segment. The Mercedes-Benz CLA45 AMG is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLA45 AMG, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLA45 AMG.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Mercedes-Benz CLA45 AMG Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$186
2Acura ILX$1,662-$176
3Audi A3$1,702-$136
4Infiniti Q40$1,706-$132
5Volvo S80$1,712-$126
6Lincoln MKZ$1,726-$112
7Mercedes-Benz SLK55 AMG$1,744-$94
8Mercedes-Benz CLA250$1,808-$30
9Mercedes-Benz CLA45 AMG$1,838--
10BMW 528xi$1,848$10
11BMW 428xi$1,886$48
12Audi A6$1,926$88
13Audi S4$1,928$90
14Mercedes-Benz C400$1,930$92
15Mercedes-Benz E350$1,946$108
16Lexus ES 300H$1,948$110
17BMW 528i$1,956$118
18Mercedes-Benz C350$1,966$128
19Audi S5$1,978$140
20BMW 428i$1,994$156
21BMW 435xi$1,998$160
22Mercedes-Benz SL400$2,016$178
23Hyundai Genesis$2,030$192
24Infiniti Q50$2,064$226
25BMW Activehybrid 5$2,088$250
26BMW 550i$2,094$256
27Mercedes-Benz E550$2,098$260
28Mercedes-Benz E400$2,110$272
29BMW 435i$2,116$278
30Audi RS 5$2,134$296
31BMW 550xi$2,138$300
2015 Midsize Luxury Car Average$2,143$305
32Jaguar XF$2,162$324
33Mercedes-Benz E250$2,166$328
34BMW 535d$2,178$340
35Lexus GS 350$2,180$342
36BMW 535xi$2,196$358
37BMW 535i$2,200$362
38Mercedes-Benz CLS400$2,204$366
39Mercedes-Benz SL550$2,238$400
40Jaguar XK$2,274$436
41BMW 640xi$2,286$448
42Audi A7$2,294$456
43Audi S6$2,318$480
44BMW 640i$2,350$512
45BMW 650xi$2,392$554
46Jaguar XKR$2,478$640
47Mercedes-Benz S550E$2,498$660
48BMW M5$2,512$674
49Mercedes-Benz SL63 AMG$2,580$742
50Tesla Model S$2,590$752
51BMW M6$2,594$756
52Audi S7$2,612$774
53Mercedes-Benz SLS AMG$3,310$1,472
54Mercedes-Benz SL65 AMG$3,360$1,522

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 CLA45 AMG Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Mercedes-Benz CLA45 AMG.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Mercedes-Benz CLA45 AMG Insurance Rates by Trim Level
2015 Mercedes-Benz CLA45 AMG Trim Level Annual Premium Cost Per Month
Coupe$1,838$153

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Mercedes-Benz CLA45 AMG for different driver ages.

2015 Mercedes-Benz CLA45 AMG Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,532$544
17$6,319$527
18$5,648$471
19$5,152$429
20$3,945$329
21$3,768$314
22$3,375$281
23$2,781$232
24$2,628$219
25$2,132$178
30$1,958$163
35$1,890$158
40$1,838$153
45$1,722$144
50$1,634$136
55$1,526$127
60$1,530$128
65$1,626$136
70$1,754$146
75$2,066$172
80$2,538$212

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLA45 AMG trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz CLA45 AMG.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz CLA45 AMG Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2015 Mercedes-Benz CLA45 AMG$1,838$153
2014 Mercedes-Benz CLA45 AMG$1,986$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLA45 AMG trim levels for each model year.