2015 Mercedes-Benz CLS400 Car Insurance Calculator

Watch in real-time how decisions you make impact car insurance rates for a 2015 Mercedes-Benz CLS400. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2015 Mercedes-Benz CLS400 is $2,204 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,204

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLS400 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Mercedes-Benz CLS400.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,204
Average Rate
Your Rate
$2,204

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Mercedes-Benz CLS400 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Mercedes-Benz CLS400 is $2,204.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Mercedes-Benz CLS400 Segment Comparison

The table below compares insurance rates for the 2015 Mercedes-Benz CLS400 against all other models in the midsize luxury car segment. The Mercedes-Benz CLS400 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLS400, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLS400.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Mercedes-Benz CLS400 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$552
2Acura ILX$1,662-$542
3Audi A3$1,702-$502
4Infiniti Q40$1,706-$498
5Volvo S80$1,712-$492
6Lincoln MKZ$1,726-$478
7Mercedes-Benz SLK55 AMG$1,744-$460
8Mercedes-Benz CLA250$1,808-$396
9Mercedes-Benz CLA45 AMG$1,838-$366
10BMW 528xi$1,848-$356
11BMW 428xi$1,886-$318
12Audi A6$1,926-$278
13Audi S4$1,928-$276
14Mercedes-Benz C400$1,930-$274
15Mercedes-Benz E350$1,946-$258
16Lexus ES 300H$1,948-$256
17BMW 528i$1,956-$248
18Mercedes-Benz C350$1,966-$238
19Audi S5$1,978-$226
20BMW 428i$1,994-$210
21BMW 435xi$1,998-$206
22Mercedes-Benz SL400$2,016-$188
23Hyundai Genesis$2,030-$174
24Infiniti Q50$2,064-$140
25BMW Activehybrid 5$2,088-$116
26BMW 550i$2,094-$110
27Mercedes-Benz E550$2,098-$106
28Mercedes-Benz E400$2,110-$94
29BMW 435i$2,116-$88
30Audi RS 5$2,134-$70
31BMW 550xi$2,138-$66
2015 Midsize Luxury Car Average$2,143-$61
32Jaguar XF$2,162-$42
33Mercedes-Benz E250$2,166-$38
34BMW 535d$2,178-$26
35Lexus GS 350$2,180-$24
36BMW 535xi$2,196-$8
37BMW 535i$2,200-$4
38Mercedes-Benz CLS400$2,204--
39Mercedes-Benz SL550$2,238$34
40Jaguar XK$2,274$70
41BMW 640xi$2,286$82
42Audi A7$2,294$90
43Audi S6$2,318$114
44BMW 640i$2,350$146
45BMW 650xi$2,392$188
46Jaguar XKR$2,478$274
47Mercedes-Benz S550E$2,498$294
48BMW M5$2,512$308
49Mercedes-Benz SL63 AMG$2,580$376
50Tesla Model S$2,590$386
51BMW M6$2,594$390
52Audi S7$2,612$408
53Mercedes-Benz SLS AMG$3,310$1,106
54Mercedes-Benz SL65 AMG$3,360$1,156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 CLS400 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Mercedes-Benz CLS400.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Mercedes-Benz CLS400 Insurance Rates by Trim Level
2015 Mercedes-Benz CLS400 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,204$184
Coupe$2,204$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Mercedes-Benz CLS400 for different driver ages.

2015 Mercedes-Benz CLS400 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,869$656
17$7,656$638
18$6,921$577
19$6,268$522
20$4,807$401
21$4,586$382
22$4,109$342
23$3,341$278
24$3,170$264
25$2,566$214
30$2,358$197
35$2,262$189
40$2,204$184
45$2,058$172
50$1,948$162
55$1,820$152
60$1,826$152
65$1,952$163
70$2,094$175
75$2,458$205
80$3,036$253

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLS400 trim levels.