Mercedes-Benz CLS550 Car Insurance Calculator

Discover how the choices you make impact the cost of car insurance for a Mercedes-Benz CLS550. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2018 Mercedes-Benz CLS550 is $2,464 per year, or about $205 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,464

Cost Per Month

$205

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLS550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz CLS550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,464
Average Rate
Your Rate
$2,464

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz CLS550.

The 'Average Rate' is a combined value for all Mercedes-Benz CLS550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Mercedes-Benz CLS550 is $2,464.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Mercedes-Benz CLS550 Segment Comparison

The table below compares insurance rates for the 2018 Mercedes-Benz CLS550 against all other models in the large luxury car segment. The Mercedes-Benz CLS550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLS550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLS550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Mercedes-Benz CLS550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$518
2Cadillac CTS$2,010-$454
3Audi A5$2,090-$374
4Cadillac XTS$2,130-$334
5Cadillac CT6$2,156-$308
6Volvo S90$2,234-$230
7Lexus LS 500$2,318-$146
8Infiniti Q70$2,324-$140
9Acura RLX$2,364-$100
10Lexus LS 500H$2,408-$56
11Mercedes-Benz CLS550$2,464--
12Lexus GS 450$2,488$24
13Infiniti Q60$2,536$72
14Mercedes-Benz C63 AMG$2,582$118
15Cadillac CTS-V$2,654$190
16Mercedes-Benz S450$2,680$216
17Jaguar XJ$2,692$228
18Genesis G90$2,700$236
2018 Large Luxury Car Average$2,783$319
19BMW 740e$2,804$340
20BMW 740i$2,824$360
21Mercedes-Benz S560$2,832$368
22BMW 650i$2,838$374
23Audi RS 7$2,940$476
24Mercedes-Benz E63 AMG$3,020$556
25Mercedes-Benz CLS63 AMG$3,046$582
26BMW 750i$3,054$590
27Maserati Ghibli$3,058$594
28Porsche Panamera$3,118$654
29Audi A8$3,148$684
30BMW Alpina B6$3,234$770
31Maserati Quattroporte$3,246$782
32Audi S8$3,346$882
33Mercedes-Benz AMG$3,372$908
34Mercedes-Benz AMG S63$3,438$974
35BMW M760i$3,668$1,204
36Mercedes-Benz S65 AMG$4,432$1,968

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 CLS550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Mercedes-Benz CLS550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Mercedes-Benz CLS550 Insurance Rates by Trim Level
2018 Mercedes-Benz CLS550 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,464$205
Coupe$2,464$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Mercedes-Benz CLS550 for different driver ages.

2018 Mercedes-Benz CLS550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,625$719
17$8,408$701
18$7,634$636
19$6,914$576
20$5,321$443
21$5,081$423
22$4,567$381
23$3,717$310
24$3,529$294
25$2,866$239
30$2,638$220
35$2,528$211
40$2,464$205
45$2,296$191
50$2,174$181
55$2,028$169
60$2,034$170
65$2,170$181
70$2,322$194
75$2,706$226
80$3,326$277

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLS550 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz CLS550.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz CLS550 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2018 Mercedes-Benz CLS550$2,464$205
2017 Mercedes-Benz CLS550$2,336$195
2016 Mercedes-Benz CLS550$2,204$184
2015 Mercedes-Benz CLS550$2,236$186
2014 Mercedes-Benz CLS550$2,140$178
2013 Mercedes-Benz CLS550$1,992$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLS550 trim levels for each model year.