2013 Mercedes-Benz CLS550 Car Insurance Calculator

Gain insights into how seemingly small changes influence insurance rates for a 2013 Mercedes-Benz CLS550. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2013 Mercedes-Benz CLS550 is $1,992 per year, or about $166 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,992

Cost Per Month

$166

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLS550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Mercedes-Benz CLS550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,992
Average Rate
Your Rate
$1,992

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Mercedes-Benz CLS550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Mercedes-Benz CLS550 is $1,992.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Mercedes-Benz CLS550 Segment Comparison

The table below compares insurance rates for the 2013 Mercedes-Benz CLS550 against all other models in the large luxury car segment. The Mercedes-Benz CLS550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLS550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLS550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Mercedes-Benz CLS550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$400
2Cadillac CTS$1,608-$384
3Cadillac XTS$1,632-$360
4Lincoln MKS$1,712-$280
5Cadillac CTS-V$1,838-$154
6Lexus GS 450$1,912-$80
7Infiniti M56$1,938-$54
8Lexus LS 460$1,940-$52
9Hyundai Equus$1,952-$40
10Mercedes-Benz CLS550$1,992--
11Mercedes-Benz E63 AMG$2,100$108
12BMW 750xi$2,126$134
13BMW 740i$2,134$142
14Jaguar XJ$2,160$168
15Mercedes-Benz C63 AMG$2,206$214
16BMW 650i$2,244$252
17Jaguar XJ Super$2,248$256
18Mercedes-Benz CLS63 AMG$2,322$330
2013 Large Luxury Car Average$2,329$337
19Lexus LS 600H$2,352$360
20Audi S8$2,378$386
21BMW 750i$2,386$394
22Mercedes-Benz S550$2,390$398
23Porsche Panamera$2,440$448
24Audi A8$2,442$450
25Mercedes-Benz CL550$2,468$476
26Maserati Quattroporte$2,474$482
27Mercedes-Benz S63 AMG$2,590$598
28BMW 760i$2,606$614
29Mercedes-Benz S600$2,806$814
30Mercedes-Benz CL600$2,820$828
31Mercedes-Benz S65 AMG$3,112$1,120
32Mercedes-Benz CL65 AMG$3,218$1,226
33Bentley Continental$3,244$1,252
34Bentley Mulsanne$3,806$1,814

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 CLS550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Mercedes-Benz CLS550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Mercedes-Benz CLS550 Insurance Rates by Trim Level
2013 Mercedes-Benz CLS550 Trim Level Annual Premium Cost Per Month
4Matic Coupe$1,992$166
Coupe$1,992$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Mercedes-Benz CLS550 for different driver ages.

2013 Mercedes-Benz CLS550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,117$593
17$6,872$573
18$6,118$510
19$5,589$466
20$4,275$356
21$4,080$340
22$3,649$304
23$3,015$251
24$2,845$237
25$2,310$193
30$2,118$177
35$2,050$171
40$1,992$166
45$1,864$155
50$1,768$147
55$1,652$138
60$1,654$138
65$1,758$147
70$1,910$159
75$2,254$188
80$2,774$231

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLS550 trim levels.