2016 Mercedes-Benz CLS550 Car Insurance Calculator

See in real-time how different risk factors impact the cost of insurance for a 2016 Mercedes-Benz CLS550. Customize factors such as your location, homeowner status, and credit score to see how rates are affected. Immediately see if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2016 Mercedes-Benz CLS550 is $2,204 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,204

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz CLS550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz CLS550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,204
Average Rate
Your Rate
$2,204

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz CLS550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz CLS550 is $2,204.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz CLS550 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz CLS550 against all other models in the large luxury car segment. The Mercedes-Benz CLS550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz CLS550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz CLS550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz CLS550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$420
2Cadillac CTS$1,808-$396
3Audi A5$1,876-$328
4Lincoln MKS$1,908-$296
5Cadillac CT6$1,924-$280
6Kia K900$2,152-$52
7Acura RLX$2,156-$48
8Infiniti Q70L$2,162-$42
9Mercedes-Benz CLS550$2,204--
10Lexus GS 450$2,218$14
11Infiniti Q70$2,228$24
12Hyundai Equus$2,256$52
13Lexus LS 460$2,358$154
14Mercedes-Benz C63 AMG$2,434$230
15Cadillac CTS-V$2,440$236
16BMW 740i$2,482$278
17Jaguar XJ$2,498$294
18Mercedes-Benz E63 AMG$2,508$304
19BMW 650i$2,680$476
20Maserati Ghibli$2,684$480
2016 Large Luxury Car Average$2,713$509
21Jaguar XJ Super$2,752$548
22BMW 750i$2,772$568
23Audi RS 7$2,828$624
24Audi S8$2,856$652
25Lexus LS 600H$2,876$672
26Mercedes-Benz CLS63 AMG$2,878$674
27Mercedes-Benz S550$2,924$720
28Maserati Quattroporte$2,932$728
29Mercedes-Benz AMG$2,968$764
30Audi A8$3,014$810
31BMW Alpina B6$3,026$822
32Porsche Panamera$3,102$898
33Mercedes-Benz S63 AMG$3,330$1,126
34Mercedes-Benz S600$3,392$1,188
35Mercedes-Benz S65 AMG$3,910$1,706
36Mercedes-Benz S65$3,956$1,752
37Bentley Continental$4,024$1,820
38Bentley Mulsanne$4,798$2,594

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CLS550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz CLS550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz CLS550 Insurance Rates by Trim Level
2016 Mercedes-Benz CLS550 Trim Level Annual Premium Cost Per Month
Coupe$2,180$182
4Matic Coupe$2,226$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz CLS550 for different driver ages.

2016 Mercedes-Benz CLS550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,664$639
17$7,451$621
18$6,728$561
19$6,119$510
20$4,712$393
21$4,502$375
22$4,044$337
23$3,317$276
24$3,142$262
25$2,554$213
30$2,352$196
35$2,262$189
40$2,204$184
45$2,056$171
50$1,948$162
55$1,816$151
60$1,822$152
65$1,936$161
70$2,076$173
75$2,422$202
80$2,970$248

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz CLS550 trim levels.