Mercedes-Benz E250 Car Insurance Calculator

Find out how different driver, vehicle, and coverage options impact the cost of insurance for a Mercedes-Benz E250. Update factors like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2016 Mercedes-Benz E250 is $2,192 per year, or about $183 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,192

Cost Per Month

$183

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz E250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,192
Average Rate
Your Rate
$2,192

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz E250.

The 'Average Rate' is a combined value for all Mercedes-Benz E250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz E250 is $2,192.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz E250 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz E250 against all other models in the midsize luxury car segment. The Mercedes-Benz E250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz E250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$574
2Acura ILX$1,686-$506
3Lexus IS 300$1,792-$400
4Volvo S80$1,834-$358
5Mercedes-Benz C350E$1,842-$350
6Lexus RC 300$1,856-$336
7Audi A3$1,888-$304
8Mercedes-Benz AMG CLA45$1,910-$282
9Lincoln MKZ$1,914-$278
10Lexus ES 300H$1,924-$268
11Audi A6$1,936-$256
12Mercedes-Benz CLA250$1,982-$210
13BMW 528i$2,020-$172
14Lexus GS 350$2,036-$156
15Mercedes-Benz E350$2,062-$130
16Audi S4$2,064-$128
17Mercedes-Benz SLK55 AMG$2,068-$124
18BMW 428xi$2,072-$120
19Jaguar XF$2,084-$108
20Cadillac ELR$2,090-$102
21Mercedes-Benz C450 AMG$2,100-$92
22BMW 428i$2,106-$86
23Audi S5$2,116-$76
24Hyundai Genesis$2,130-$62
25BMW 528xi$2,138-$54
26Infiniti Q50$2,144-$48
27BMW 535xi$2,150-$42
28BMW 435xi$2,174-$18
29Mercedes-Benz E250$2,192--
30Mercedes-Benz SL400$2,210$18
31BMW Active 5$2,218$26
32BMW 435i$2,224$32
2016 Midsize Luxury Car Average$2,227$35
33BMW 535d$2,250$58
34Mercedes-Benz E400$2,300$108
35BMW 535i$2,308$116
36Mercedes-Benz E550$2,320$128
37Audi S6$2,358$166
38BMW 550i$2,362$170
39Mercedes-Benz CLS400$2,436$244
40BMW 550xi$2,452$260
41Mercedes-Benz SL550$2,456$264
42BMW 640i$2,490$298
43Audi A7$2,504$312
44BMW 640xi$2,510$318
45BMW M5$2,518$326
46Audi S7$2,522$330
47Tesla Model S$2,590$398
48Mercedes-Benz S550E$2,594$402
49BMW 650xi$2,610$418
50Lexus GS F$2,622$430
51BMW M6$2,796$604
52Mercedes-Benz SL63 AMG$2,876$684
53Mercedes-Benz SL65 AMG$3,584$1,392

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 E250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz E250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz E250 Insurance Rates by Trim Level
2016 Mercedes-Benz E250 Trim Level Annual Premium Cost Per Month
Bluetec Sedan$2,168$181
4Matic Bluetec Sedan$2,218$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz E250 for different driver ages.

2016 Mercedes-Benz E250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,871$656
17$7,620$635
18$6,818$568
19$6,207$517
20$4,748$396
21$4,527$377
22$4,051$338
23$3,324$277
24$3,141$262
25$2,550$213
30$2,336$195
35$2,252$188
40$2,192$183
45$2,050$171
50$1,944$162
55$1,812$151
60$1,818$152
65$1,940$162
70$2,100$175
75$2,478$207
80$3,056$255

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E250 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz E250.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz E250 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Mercedes-Benz E250$2,192$183
2015 Mercedes-Benz E250$2,166$181
2014 Mercedes-Benz E250$1,934$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz E250 trim levels for each model year.