Mercedes-Benz E350 Car Insurance Calculator

Discover how changes to risk factors and vehicle options affect the cost of insurance for a Mercedes-Benz E350. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2023 Mercedes-Benz E350 is $2,654 per year, or about $221 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,654

Cost Per Month

$221

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz E350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,654
Average Rate
Your Rate
$2,654

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz E350.

The 'Average Rate' is a combined value for all Mercedes-Benz E350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mercedes-Benz E350 is $2,654.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mercedes-Benz E350 Segment Comparison

The table below compares insurance rates for the 2023 Mercedes-Benz E350 against all other models in the midsize luxury car segment. The Mercedes-Benz E350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mercedes-Benz E350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$204
2Lexus ES 350$2,460-$194
3Lexus ES 250$2,472-$182
4Lexus RC 300$2,482-$172
5Mercedes-Benz AMG CLA35$2,488-$166
6Audi A3$2,492-$162
7Mercedes-Benz AMG CLA45$2,546-$108
8Mercedes-Benz CLA250$2,554-$100
9Lexus IS 300$2,568-$86
10Jaguar XF$2,578-$76
11Audi S4$2,628-$26
12BMW i4$2,636-$18
13Mercedes-Benz E350$2,654--
14Lexus ES 300h$2,690$36
15BMW 530i$2,742$88
16Audi A6$2,798$144
17Audi S5$2,802$148
18BMW 540i$2,808$154
19BMW 430i$2,856$202
20Lexus IS 500$2,858$204
21Mercedes-Benz E450$2,886$232
22Genesis G80$2,892$238
2023 Midsize Luxury Car Average$2,899$245
23Mercedes-Benz CLS450$2,968$314
24Mercedes-Benz EQE 350$2,988$334
25Audi RS 5$2,996$342
26BMW 530e$3,014$360
27Audi S6$3,044$390
28Mercedes-Benz AMG C43$3,048$394
29BMW M440i$3,052$398
30Mercedes-Benz EQE 500$3,056$402
31Audi A7$3,176$522
32Infiniti Q50$3,180$526
33Lexus LC 500h$3,414$760
34BMW M550i$3,420$766
35Tesla Model S$3,498$844
36Audi S7$3,520$866
37BMW M5$3,624$970
38BMW M8$3,824$1,170

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 E350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mercedes-Benz E350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mercedes-Benz E350 Insurance Rates by Trim Level
2023 Mercedes-Benz E350 Trim Level Annual Premium Cost Per Month
4Matic Sedan$2,620$218
Sedan$2,688$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mercedes-Benz E350 for different driver ages.

2023 Mercedes-Benz E350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,329$777
17$9,063$755
18$8,168$681
19$7,427$619
20$5,707$476
21$5,450$454
22$4,891$408
23$4,009$334
24$3,795$316
25$3,084$257
30$2,834$236
35$2,726$227
40$2,654$221
45$2,478$207
50$2,346$196
55$2,190$183
60$2,196$183
65$2,334$195
70$2,514$210
75$2,942$245
80$3,612$301

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E350 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz E350.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz E350 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 Mercedes-Benz E350$2,654$221
2022 Mercedes-Benz E350$2,676$223
2021 Mercedes-Benz E350$2,568$214
2020 Mercedes-Benz E350$2,488$207
2016 Mercedes-Benz E350$2,062$172
2015 Mercedes-Benz E350$1,946$162
2014 Mercedes-Benz E350$1,946$162
2013 Mercedes-Benz E350$1,800$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz E350 trim levels for each model year.