2016 Mercedes-Benz E350 Car Insurance Calculator

Observe in real-time how different driver and vehicle factors affect car insurance rates for a 2016 Mercedes-Benz E350. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2016 Mercedes-Benz E350 is $2,062 per year, or about $172 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,062

Cost Per Month

$172

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz E350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,062
Average Rate
Your Rate
$2,062

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz E350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz E350 is $2,062.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz E350 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz E350 against all other models in the midsize luxury car segment. The Mercedes-Benz E350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz E350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$444
2Acura ILX$1,686-$376
3Lexus IS 300$1,792-$270
4Volvo S80$1,834-$228
5Mercedes-Benz C350E$1,842-$220
6Lexus RC 300$1,856-$206
7Audi A3$1,888-$174
8Mercedes-Benz AMG CLA45$1,910-$152
9Lincoln MKZ$1,914-$148
10Lexus ES 300H$1,924-$138
11Audi A6$1,936-$126
12Mercedes-Benz CLA250$1,982-$80
13BMW 528i$2,020-$42
14Lexus GS 350$2,036-$26
15Mercedes-Benz E350$2,062--
16Audi S4$2,064$2
17Mercedes-Benz SLK55 AMG$2,068$6
18BMW 428xi$2,072$10
19Jaguar XF$2,084$22
20Cadillac ELR$2,090$28
21Mercedes-Benz C450 AMG$2,100$38
22BMW 428i$2,106$44
23Audi S5$2,116$54
24Hyundai Genesis$2,130$68
25BMW 528xi$2,138$76
26Infiniti Q50$2,144$82
27BMW 535xi$2,150$88
28BMW 435xi$2,174$112
29Mercedes-Benz E250$2,192$130
30Mercedes-Benz SL400$2,210$148
31BMW Active 5$2,218$156
32BMW 435i$2,224$162
2016 Midsize Luxury Car Average$2,227$165
33BMW 535d$2,250$188
34Mercedes-Benz E400$2,300$238
35BMW 535i$2,308$246
36Mercedes-Benz E550$2,320$258
37Audi S6$2,358$296
38BMW 550i$2,362$300
39Mercedes-Benz CLS400$2,436$374
40BMW 550xi$2,452$390
41Mercedes-Benz SL550$2,456$394
42BMW 640i$2,490$428
43Audi A7$2,504$442
44BMW 640xi$2,510$448
45BMW M5$2,518$456
46Audi S7$2,522$460
47Tesla Model S$2,590$528
48Mercedes-Benz S550E$2,594$532
49BMW 650xi$2,610$548
50Lexus GS F$2,622$560
51BMW M6$2,796$734
52Mercedes-Benz SL63 AMG$2,876$814
53Mercedes-Benz SL65 AMG$3,584$1,522

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 E350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz E350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz E350 Insurance Rates by Trim Level
2016 Mercedes-Benz E350 Trim Level Annual Premium Cost Per Month
4Matic Station Wagon$1,906$159
Sedan$2,120$177
W 4Matic Sedan$2,168$181

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz E350 for different driver ages.

2016 Mercedes-Benz E350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,397$616
17$7,157$596
18$6,399$533
19$5,831$486
20$4,460$372
21$4,252$354
22$3,806$317
23$3,127$261
24$2,954$246
25$2,400$200
30$2,200$183
35$2,122$177
40$2,062$172
45$1,930$161
50$1,832$153
55$1,708$142
60$1,712$143
65$1,828$152
70$1,978$165
75$2,330$194
80$2,876$240

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E350 trim levels.