2016 Mercedes-Benz E400 Car Insurance Calculator

Learn in real-time how changes to different risk factors impact car insurance rates for a 2016 Mercedes-Benz E400. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2016 Mercedes-Benz E400 is $2,300 per year, or about $192 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,300

Cost Per Month

$192

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E400 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz E400.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,300
Average Rate
Your Rate
$2,300

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz E400 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz E400 is $2,300.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz E400 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz E400 against all other models in the midsize luxury car segment. The Mercedes-Benz E400 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E400, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E400.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz E400 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$682
2Acura ILX$1,686-$614
3Lexus IS 300$1,792-$508
4Volvo S80$1,834-$466
5Mercedes-Benz C350E$1,842-$458
6Lexus RC 300$1,856-$444
7Audi A3$1,888-$412
8Mercedes-Benz AMG CLA45$1,910-$390
9Lincoln MKZ$1,914-$386
10Lexus ES 300H$1,924-$376
11Audi A6$1,936-$364
12Mercedes-Benz CLA250$1,982-$318
13BMW 528i$2,020-$280
14Lexus GS 350$2,036-$264
15Mercedes-Benz E350$2,062-$238
16Audi S4$2,064-$236
17Mercedes-Benz SLK55 AMG$2,068-$232
18BMW 428xi$2,072-$228
19Jaguar XF$2,084-$216
20Cadillac ELR$2,090-$210
21Mercedes-Benz C450 AMG$2,100-$200
22BMW 428i$2,106-$194
23Audi S5$2,116-$184
24Hyundai Genesis$2,130-$170
25BMW 528xi$2,138-$162
26Infiniti Q50$2,144-$156
27BMW 535xi$2,150-$150
28BMW 435xi$2,174-$126
29Mercedes-Benz E250$2,192-$108
30Mercedes-Benz SL400$2,210-$90
31BMW Active 5$2,218-$82
32BMW 435i$2,224-$76
2016 Midsize Luxury Car Average$2,227-$73
33BMW 535d$2,250-$50
34Mercedes-Benz E400$2,300--
35BMW 535i$2,308$8
36Mercedes-Benz E550$2,320$20
37Audi S6$2,358$58
38BMW 550i$2,362$62
39Mercedes-Benz CLS400$2,436$136
40BMW 550xi$2,452$152
41Mercedes-Benz SL550$2,456$156
42BMW 640i$2,490$190
43Audi A7$2,504$204
44BMW 640xi$2,510$210
45BMW M5$2,518$218
46Audi S7$2,522$222
47Tesla Model S$2,590$290
48Mercedes-Benz S550E$2,594$294
49BMW 650xi$2,610$310
50Lexus GS F$2,622$322
51BMW M6$2,796$496
52Mercedes-Benz SL63 AMG$2,876$576
53Mercedes-Benz SL65 AMG$3,584$1,284

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 E400 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz E400.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz E400 Insurance Rates by Trim Level
2016 Mercedes-Benz E400 Trim Level Annual Premium Cost Per Month
Coupe$2,202$184
4Matic Coupe$2,250$188
Convertible$2,282$190
Sedan$2,340$195
4Matic Sedan$2,422$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz E400 for different driver ages.

2016 Mercedes-Benz E400 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,305$692
17$8,035$670
18$7,184$599
19$6,538$545
20$4,996$416
21$4,765$397
22$4,263$355
23$3,491$291
24$3,301$275
25$2,674$223
30$2,450$204
35$2,362$197
40$2,300$192
45$2,150$179
50$2,036$170
55$1,902$159
60$1,908$159
65$2,038$170
70$2,206$184
75$2,610$218
80$3,226$269

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E400 trim levels.