2018 Mercedes-Benz E400 Car Insurance Calculator

Get instant feedback how changes to different risk factors impact car insurance rates for a 2018 Mercedes-Benz E400. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2018 Mercedes-Benz E400 is $2,442 per year, or about $204 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,442

Cost Per Month

$204

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E400 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Mercedes-Benz E400.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,442
Average Rate
Your Rate
$2,442

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Mercedes-Benz E400 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Mercedes-Benz E400 is $2,442.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Mercedes-Benz E400 Segment Comparison

The table below compares insurance rates for the 2018 Mercedes-Benz E400 against all other models in the midsize luxury car segment. The Mercedes-Benz E400 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E400, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E400.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Mercedes-Benz E400 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$686
2Lexus IS 300$1,908-$534
3Lexus RC 300$1,992-$450
4Mercedes-Benz SLC300$2,058-$384
5Lexus ES 350$2,062-$380
6Mercedes-Benz AMG CLA45$2,076-$366
7Audi S5$2,114-$328
8Audi A3$2,126-$316
9Mercedes-Benz CLA250$2,136-$306
10Mercedes-Benz C350E$2,146-$296
11Lincoln MKZ$2,158-$284
12Mercedes-Benz E300$2,162-$280
13Lexus ES 300H$2,170-$272
14Genesis G80$2,174-$268
15BMW 430i$2,190-$252
16Audi A6$2,212-$230
17Audi S4$2,224-$218
18Lexus GS 300$2,260-$182
19Jaguar XE$2,262-$180
20Lexus GS 350$2,282-$160
21BMW 530i$2,288-$154
22BMW 540xi$2,298-$144
23BMW 540i$2,304-$138
24BMW 440i$2,334-$108
25Jaguar XF$2,354-$88
26Mercedes-Benz AMG C43$2,410-$32
27Mercedes-Benz SL450$2,430-$12
28Mercedes-Benz E400$2,442--
29Infiniti Q50$2,450$8
2018 Midsize Luxury Car Average$2,459$17
30BMW 530e$2,460$18
31Audi RS 5$2,490$48
32Mercedes-Benz AMG E43$2,500$58
33BMW 530xi$2,504$62
34BMW M550i$2,582$140
35Mercedes-Benz AMG C63$2,634$192
36BMW 640xi$2,642$200
37Audi S6$2,662$220
38BMW 640i$2,712$270
39Mercedes-Benz SL550$2,762$320
40Lexus GS F$2,772$330
41Tesla Model S$2,810$368
42Lexus LC 500H$2,834$392
43Audi A7$2,844$402
44BMW 650xi$2,848$406
45Audi S7$3,022$580
46BMW M5$3,034$592
47BMW M6$3,228$786
48Mercedes-Benz SL63 AMG$3,280$838
49Mercedes-Benz SL65 AMG$4,084$1,642

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 E400 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Mercedes-Benz E400.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Mercedes-Benz E400 Insurance Rates by Trim Level
2018 Mercedes-Benz E400 Trim Level Annual Premium Cost Per Month
4Matic Sedan$2,342$195
Coupe$2,360$197
4Matic Station Wagon$2,404$200
4Matic Coupe$2,452$204
4Matic Convertible$2,530$211
Convertible$2,570$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Mercedes-Benz E400 for different driver ages.

2018 Mercedes-Benz E400 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,709$726
17$8,488$707
18$7,693$641
19$6,960$580
20$5,336$445
21$5,089$424
22$4,562$380
23$3,699$308
24$3,513$293
25$2,846$237
30$2,614$218
35$2,504$209
40$2,442$204
45$2,278$190
50$2,152$179
55$2,012$168
60$2,020$168
65$2,158$180
70$2,316$193
75$2,714$226
80$3,356$280

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E400 trim levels.