Mercedes-Benz E450 Car Insurance Calculator

Learn how seemingly small changes affect car insurance rates for a Mercedes-Benz E450. Customize factors such as driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover whether rates increased or decreased.

The average estimated car insurance premium for a 2023 Mercedes-Benz E450 is $2,886 per year, or about $241 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,886

Cost Per Month

$241

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz E450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,886
Average Rate
Your Rate
$2,886

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz E450.

The 'Average Rate' is a combined value for all Mercedes-Benz E450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mercedes-Benz E450 is $2,886.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mercedes-Benz E450 Segment Comparison

The table below compares insurance rates for the 2023 Mercedes-Benz E450 against all other models in the midsize luxury car segment. The Mercedes-Benz E450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mercedes-Benz E450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$436
2Lexus ES 350$2,460-$426
3Lexus ES 250$2,472-$414
4Lexus RC 300$2,482-$404
5Mercedes-Benz AMG CLA35$2,488-$398
6Audi A3$2,492-$394
7Mercedes-Benz AMG CLA45$2,546-$340
8Mercedes-Benz CLA250$2,554-$332
9Lexus IS 300$2,568-$318
10Jaguar XF$2,578-$308
11Audi S4$2,628-$258
12BMW i4$2,636-$250
13Mercedes-Benz E350$2,654-$232
14Lexus ES 300h$2,690-$196
15BMW 530i$2,742-$144
16Audi A6$2,798-$88
17Audi S5$2,802-$84
18BMW 540i$2,808-$78
19BMW 430i$2,856-$30
20Lexus IS 500$2,858-$28
21Mercedes-Benz E450$2,886--
22Genesis G80$2,892$6
2023 Midsize Luxury Car Average$2,899$13
23Mercedes-Benz CLS450$2,968$82
24Mercedes-Benz EQE 350$2,988$102
25Audi RS 5$2,996$110
26BMW 530e$3,014$128
27Audi S6$3,044$158
28Mercedes-Benz AMG C43$3,048$162
29BMW M440i$3,052$166
30Mercedes-Benz EQE 500$3,056$170
31Audi A7$3,176$290
32Infiniti Q50$3,180$294
33Lexus LC 500h$3,414$528
34BMW M550i$3,420$534
35Tesla Model S$3,498$612
36Audi S7$3,520$634
37BMW M5$3,624$738
38BMW M8$3,824$938

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 E450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mercedes-Benz E450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mercedes-Benz E450 Insurance Rates by Trim Level
2023 Mercedes-Benz E450 Trim Level Annual Premium Cost Per Month
4Matic Sedan$2,736$228
Coupe$2,814$235
4Matic Coupe$2,934$245
Convertible$2,972$248
4Matic Convertible$2,984$249

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mercedes-Benz E450 for different driver ages.

2023 Mercedes-Benz E450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,093$841
17$9,844$820
18$8,944$745
19$8,098$675
20$6,238$520
21$5,953$496
22$5,353$446
23$4,356$363
24$4,136$345
25$3,358$280
30$3,090$258
35$2,964$247
40$2,886$241
45$2,690$224
50$2,542$212
55$2,376$198
60$2,384$199
65$2,540$212
70$2,718$227
75$3,168$264
80$3,892$324

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E450 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz E450.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz E450 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 Mercedes-Benz E450$2,886$241
2022 Mercedes-Benz E450$2,732$228
2021 Mercedes-Benz E450$2,732$228
2020 Mercedes-Benz E450$2,644$220
2019 Mercedes-Benz E450$2,474$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz E450 trim levels for each model year.