2020 Mercedes-Benz E450 Car Insurance Calculator

Monitor in real-time how the choices you make impact car insurance rates for a 2020 Mercedes-Benz E450. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly how and why rates change based on your selections.

The average estimated car insurance premium for a 2020 Mercedes-Benz E450 is $2,644 per year, or about $220 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,644

Cost Per Month

$220

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mercedes-Benz E450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,644
Average Rate
Your Rate
$2,644

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mercedes-Benz E450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mercedes-Benz E450 is $2,644.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mercedes-Benz E450 Segment Comparison

The table below compares insurance rates for the 2020 Mercedes-Benz E450 against all other models in the midsize luxury car segment. The Mercedes-Benz E450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mercedes-Benz E450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$758
2Lexus RC 300$2,168-$476
3Mercedes-Benz SLC300$2,230-$414
4Lexus ES 350$2,238-$406
5Lincoln MKZ$2,248-$396
6Mercedes-Benz AMG CLA45$2,268-$376
7Jaguar XE$2,272-$372
8Lexus IS 300$2,276-$368
9Audi A3$2,316-$328
10Cadillac CT5$2,354-$290
11Audi S5$2,414-$230
12Lexus GS 350$2,478-$166
13Mercedes-Benz E350$2,488-$156
14Lexus ES 300H$2,526-$118
15Audi S4$2,550-$94
16BMW 530i$2,558-$86
17BMW 540i$2,582-$62
18Mercedes-Benz CLA250$2,598-$46
19Genesis G80$2,604-$40
20Audi A6$2,614-$30
21Mercedes-Benz E450$2,644--
22BMW 430i$2,666$22
23Mercedes-Benz CLS450$2,700$56
24Jaguar XF$2,702$58
2020 Midsize Luxury Car Average$2,704$60
25BMW 440i$2,796$152
26Mercedes-Benz AMG C43$2,804$160
27Mercedes-Benz SL450$2,822$178
28Audi RS 5$2,838$194
29Audi S6$2,898$254
30Infiniti Q50$2,926$282
31BMW 530e$2,942$298
32Lexus GS F$3,016$372
33Mercedes-Benz AMG C63$3,056$412
34BMW M550i$3,110$466
35Mercedes-Benz SL550$3,136$492
36Tesla Model S$3,192$548
37Audi A7$3,236$592
38Lexus LC 500H$3,320$676
39Audi S7$3,444$800
40BMW M8$3,448$804
41BMW M5$3,494$850

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 E450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mercedes-Benz E450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mercedes-Benz E450 Insurance Rates by Trim Level
2020 Mercedes-Benz E450 Trim Level Annual Premium Cost Per Month
4Matic Sedan$2,478$207
4Matic Station Wagon$2,626$219
4Matic Convertible$2,676$223
Convertible$2,676$223
Coupe$2,682$224
4Matic Coupe$2,742$229

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mercedes-Benz E450 for different driver ages.

2020 Mercedes-Benz E450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,310$776
17$9,084$757
18$8,258$688
19$7,470$623
20$5,746$479
21$5,482$457
22$4,925$410
23$3,995$333
24$3,796$316
25$3,080$257
30$2,834$236
35$2,712$226
40$2,644$220
45$2,466$206
50$2,328$194
55$2,174$181
60$2,184$182
65$2,330$194
70$2,494$208
75$2,908$242
80$3,588$299

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E450 trim levels.