2021 Mercedes-Benz E450 Car Insurance Calculator

Observe in real-time how different driver and vehicle factors impact the insurance cost for a 2021 Mercedes-Benz E450. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2021 Mercedes-Benz E450 is $2,732 per year, or about $228 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,732

Cost Per Month

$228

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Mercedes-Benz E450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,732
Average Rate
Your Rate
$2,732

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Mercedes-Benz E450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mercedes-Benz E450 is $2,732.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mercedes-Benz E450 Segment Comparison

The table below compares insurance rates for the 2021 Mercedes-Benz E450 against all other models in the midsize luxury car segment. The Mercedes-Benz E450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mercedes-Benz E450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,946-$786
2Lexus RC 300$2,240-$492
3Lexus ES 350$2,310-$422
4Mercedes-Benz AMG CLA45$2,322-$410
5Lexus IS 300$2,352-$380
6Audi A3$2,386-$346
7Cadillac CT5$2,428-$304
8Audi S5$2,494-$238
9Mercedes-Benz E350$2,568-$164
10Lexus ES 300H$2,606-$126
11Audi S4$2,630-$102
12BMW 530i$2,638-$94
13BMW 540i$2,668-$64
14Mercedes-Benz CLA250$2,682-$50
15Genesis G80$2,692-$40
16Audi A6$2,698-$34
17Mercedes-Benz E450$2,732--
18BMW 430i$2,754$22
19Jaguar XF$2,756$24
20Mercedes-Benz CLS450$2,790$58
2021 Midsize Luxury Car Average$2,813$81
21Mercedes-Benz AMG C43$2,880$148
22BMW 440i$2,894$162
23Audi RS 5$2,926$194
24Audi S6$2,994$262
25Infiniti Q50$3,016$284
26BMW 530e$3,032$300
27Mercedes-Benz AMG C63$3,158$426
28BMW M550i$3,220$488
29Tesla Model S$3,298$566
30Audi A7$3,344$612
31Lexus LC 500H$3,432$700
32Audi S7$3,562$830
33BMW M8$3,576$844
34BMW M5$3,612$880

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 E450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mercedes-Benz E450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mercedes-Benz E450 Insurance Rates by Trim Level
2021 Mercedes-Benz E450 Trim Level Annual Premium Cost Per Month
4Matic Sedan$2,562$214
4Matic Station Wagon$2,712$226
Coupe$2,768$231
4Matic Convertible$2,770$231
Convertible$2,770$231
4Matic Coupe$2,832$236

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mercedes-Benz E450 for different driver ages.

2021 Mercedes-Benz E450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,614$801
17$9,384$782
18$8,541$712
19$7,723$644
20$5,943$495
21$5,668$472
22$5,093$424
23$4,129$344
24$3,923$327
25$3,184$265
30$2,928$244
35$2,802$234
40$2,732$228
45$2,546$212
50$2,406$201
55$2,248$187
60$2,256$188
65$2,408$201
70$2,576$215
75$3,002$250
80$3,702$309

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E450 trim levels.