2016 Mercedes-Benz E550 Car Insurance Calculator

See and learn how changes to driver risk factors and vehicle options impact car insurance rates for a 2016 Mercedes-Benz E550. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see how much rates change and learn why.

The average estimated car insurance premium for a 2016 Mercedes-Benz E550 is $2,320 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,320

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz E550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz E550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,320
Average Rate
Your Rate
$2,320

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz E550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz E550 is $2,320.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz E550 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz E550 against all other models in the midsize luxury car segment. The Mercedes-Benz E550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz E550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz E550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz E550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$702
2Acura ILX$1,686-$634
3Lexus IS 300$1,792-$528
4Volvo S80$1,834-$486
5Mercedes-Benz C350E$1,842-$478
6Lexus RC 300$1,856-$464
7Audi A3$1,888-$432
8Mercedes-Benz AMG CLA45$1,910-$410
9Lincoln MKZ$1,914-$406
10Lexus ES 300H$1,924-$396
11Audi A6$1,936-$384
12Mercedes-Benz CLA250$1,982-$338
13BMW 528i$2,020-$300
14Lexus GS 350$2,036-$284
15Mercedes-Benz E350$2,062-$258
16Audi S4$2,064-$256
17Mercedes-Benz SLK55 AMG$2,068-$252
18BMW 428xi$2,072-$248
19Jaguar XF$2,084-$236
20Cadillac ELR$2,090-$230
21Mercedes-Benz C450 AMG$2,100-$220
22BMW 428i$2,106-$214
23Audi S5$2,116-$204
24Hyundai Genesis$2,130-$190
25BMW 528xi$2,138-$182
26Infiniti Q50$2,144-$176
27BMW 535xi$2,150-$170
28BMW 435xi$2,174-$146
29Mercedes-Benz E250$2,192-$128
30Mercedes-Benz SL400$2,210-$110
31BMW Active 5$2,218-$102
32BMW 435i$2,224-$96
2016 Midsize Luxury Car Average$2,227-$93
33BMW 535d$2,250-$70
34Mercedes-Benz E400$2,300-$20
35BMW 535i$2,308-$12
36Mercedes-Benz E550$2,320--
37Audi S6$2,358$38
38BMW 550i$2,362$42
39Mercedes-Benz CLS400$2,436$116
40BMW 550xi$2,452$132
41Mercedes-Benz SL550$2,456$136
42BMW 640i$2,490$170
43Audi A7$2,504$184
44BMW 640xi$2,510$190
45BMW M5$2,518$198
46Audi S7$2,522$202
47Tesla Model S$2,590$270
48Mercedes-Benz S550E$2,594$274
49BMW 650xi$2,610$290
50Lexus GS F$2,622$302
51BMW M6$2,796$476
52Mercedes-Benz SL63 AMG$2,876$556
53Mercedes-Benz SL65 AMG$3,584$1,264

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 E550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz E550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz E550 Insurance Rates by Trim Level
2016 Mercedes-Benz E550 Trim Level Annual Premium Cost Per Month
Coupe$2,280$190
Convertible$2,362$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz E550 for different driver ages.

2016 Mercedes-Benz E550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,277$690
17$8,026$669
18$7,204$600
19$6,552$546
20$5,020$418
21$4,789$399
22$4,288$357
23$3,514$293
24$3,322$277
25$2,698$225
30$2,474$206
35$2,382$199
40$2,320$193
45$2,170$181
50$2,052$171
55$1,916$160
60$1,922$160
65$2,052$171
70$2,216$185
75$2,602$217
80$3,210$268

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz E550 trim levels.