Mercedes-Benz EQS 450 Car Insurance Calculator

Learn and understand how different risk factors impact the insurance cost for a Mercedes-Benz EQS 450. Make changes to factors like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2024 Mercedes-Benz EQS 450 is $3,122 per year, or about $260 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,122

Cost Per Month

$260

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz EQS 450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz EQS 450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,122
Average Rate
Your Rate
$3,122

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz EQS 450.

The 'Average Rate' is a combined value for all Mercedes-Benz EQS 450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mercedes-Benz EQS 450 is $3,122.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mercedes-Benz EQS 450 Segment Comparison

The table below compares insurance rates for the 2024 Mercedes-Benz EQS 450 against all other models in the large luxury car segment. The Mercedes-Benz EQS 450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz EQS 450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz EQS 450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mercedes-Benz EQS 450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,782-$340
2Volvo S90$2,870-$252
3Genesis G90$3,076-$46
4Mercedes-Benz AMG E53$3,088-$34
5Mercedes-Benz EQS 450$3,122--
6Lexus LS 500$3,220$98
7Lexus LS 500h$3,262$140
8BMW 840i$3,354$232
9BMW i7$3,402$280
10Audi RS 7$3,524$402
2024 Large Luxury Car Average$3,748$626
11BMW M850i$3,780$658
12BMW 740i$3,794$672
13BMW 750e$3,806$684
14Mercedes-Benz AMG GT43$3,832$710
15Audi S8$3,878$756
16Mercedes-Benz S500$3,972$850
17Audi A8$3,982$860
18BMW 760i$4,008$886
19Mercedes-Benz S580$4,162$1,040
20Mercedes-Benz EQS 580$4,230$1,108
21Mercedes-Benz Maybach S580$4,598$1,476
22Mercedes-Benz AMG EQS$4,642$1,520
23Porsche Panamera$4,666$1,544
24Mercedes-Benz Maybach S680$4,906$1,784

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 EQS 450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mercedes-Benz EQS 450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mercedes-Benz EQS 450 Insurance Rates by Trim Level
2024 Mercedes-Benz EQS 450 Trim Level Annual Premium Cost Per Month
Plus Premium SUV$3,066$256
Plus Premium Sedan$3,082$257
Plus Exclusive Sedan$3,106$259
Plus Exclusive SUV$3,114$260
4Matic SUV$3,114$260
Plus Pinnacle SUV$3,152$263
Plus Pinnacle Sedan$3,222$269

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mercedes-Benz EQS 450 for different driver ages.

2024 Mercedes-Benz EQS 450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,245$854
17$10,057$838
18$9,279$773
19$8,399$700
20$6,549$546
21$6,268$522
22$5,680$473
23$4,643$387
24$4,422$369
25$3,622$302
30$3,358$280
35$3,204$267
40$3,122$260
45$2,904$242
50$2,740$228
55$2,552$213
60$2,558$213
65$2,708$226
70$2,856$238
75$3,256$271
80$3,940$328

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz EQS 450 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz EQS 450.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz EQS 450 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz EQS 450$3,122$260
2023 Mercedes-Benz EQS 450$3,326$277
2022 Mercedes-Benz EQS 450$3,226$269

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz EQS 450 trim levels for each model year.