2022 Mercedes-Benz EQS 450 Car Insurance Calculator

Get instant feedback how changes to risk factors and vehicle options impact the cost of car insurance for a 2022 Mercedes-Benz EQS 450. Tweak settings like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover if your rates increased or decreased.

The average estimated car insurance premium for a 2022 Mercedes-Benz EQS 450 is $3,226 per year, or about $269 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,226

Cost Per Month

$269

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz EQS 450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Mercedes-Benz EQS 450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,226
Average Rate
Your Rate
$3,226

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Mercedes-Benz EQS 450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Mercedes-Benz EQS 450 is $3,226.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Mercedes-Benz EQS 450 Segment Comparison

The table below compares insurance rates for the 2022 Mercedes-Benz EQS 450 against all other models in the large luxury car segment. The Mercedes-Benz EQS 450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz EQS 450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz EQS 450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Mercedes-Benz EQS 450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,510-$716
2Volvo S90$2,768-$458
3Lexus LS 500$2,874-$352
4Mercedes-Benz AMG E53$2,922-$304
5Genesis G90$2,928-$298
6Mercedes-Benz AMG GT43$2,986-$240
7Lexus LS 500h$3,074-$152
8BMW 840i$3,094-$132
9BMW 745e$3,150-$76
10Mercedes-Benz EQS 450$3,226--
11Infiniti Q60$3,236$10
12Mercedes-Benz S500$3,276$50
13Audi RS 7$3,282$56
14Mercedes-Benz EQS 580$3,306$80
2022 Large Luxury Car Average$3,380$154
15BMW M850i$3,526$300
16Mercedes-Benz S580$3,532$306
17BMW 740i$3,560$334
18Audi S8$3,612$386
19BMW 750i$3,650$424
20Audi A8$3,658$432
21Porsche Panamera$3,728$502
22Mercedes-Benz S560$3,888$662
23BMW Alpina B8$4,080$854
24BMW M760i$4,212$986
25Mercedes-Benz Maybach S580$4,424$1,198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 EQS 450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Mercedes-Benz EQS 450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Mercedes-Benz EQS 450 Insurance Rates by Trim Level
2022 Mercedes-Benz EQS 450 Trim Level Annual Premium Cost Per Month
Premium Sedan$3,176$265
Exclusive Sedan$3,230$269
Pinnacle Sedan$3,268$272

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Mercedes-Benz EQS 450 for different driver ages.

2022 Mercedes-Benz EQS 450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,299$942
17$11,035$920
18$10,053$838
19$9,088$757
20$7,001$583
21$6,679$557
22$6,008$501
23$4,868$406
24$4,627$386
25$3,758$313
30$3,456$288
35$3,308$276
40$3,226$269
45$3,002$250
50$2,834$236
55$2,646$221
60$2,656$221
65$2,836$236
70$3,036$253
75$3,532$294
80$4,348$362

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz EQS 450 trim levels.