2023 Mercedes-Benz GLA250 Car Insurance Calculator

Discover and learn how different risk factors affect car insurance rates for a 2023 Mercedes-Benz GLA250. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2023 Mercedes-Benz GLA250 is $2,264 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,264

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz GLA250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Mercedes-Benz GLA250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,264
Average Rate
Your Rate
$2,264

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Mercedes-Benz GLA250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mercedes-Benz GLA250 is $2,264.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mercedes-Benz GLA250 Segment Comparison

The table below compares insurance rates for the 2023 Mercedes-Benz GLA250 against all other models in the small luxury SUV segment. The Mercedes-Benz GLA250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz GLA250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz GLA250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mercedes-Benz GLA250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,950-$314
2Cadillac XT4$2,106-$158
3Volvo XC40$2,154-$110
4Lexus UX 250h$2,182-$82
5Mercedes-Benz GLA250$2,264--
6Mercedes-Benz GLB 250$2,288$24
7Lexus NX 250$2,302$38
8Lexus NX 350h$2,330$66
9Lincoln Corsair$2,338$74
10Lexus NX 350$2,346$82
11Lexus NX 450h$2,358$94
12BMW X1$2,364$100
13Alfa Romeo Tonale$2,376$112
14Mercedes-Benz GLC300$2,378$114
15Lexus RZ 450e$2,384$120
16Volvo XC60$2,394$130
17Audi Q3$2,404$140
18Land Rover Evoque$2,422$158
19Volvo C40$2,442$178
20BMW X2$2,486$222
21Infiniti QX55$2,520$256
2023 Small Luxury SUV Average$2,527$263
22Mercedes-Benz GLA35 AMG$2,530$266
23Genesis GV70$2,572$308
24Mercedes-Benz EQB 300$2,584$320
25Genesis GV60$2,596$332
26Mercedes-Benz GLA45 AMG$2,604$340
27Alfa Romeo Stelvio$2,618$354
28Audi Q5$2,636$372
29Land Rover Range Rover Velar$2,646$382
30Mercedes-Benz EQB 350$2,654$390
31BMW X4$2,698$434
32Land Rover Defender$2,708$444
33Jaguar F-Pace$2,718$454
34Audi Q4$2,732$468
35Porsche Macan$2,742$478
36BMW X3$2,748$484
37Jaguar I-Pace$2,908$644
38Aston Martin DBX$4,542$2,278

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 GLA250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mercedes-Benz GLA250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mercedes-Benz GLA250 Insurance Rates by Trim Level
2023 Mercedes-Benz GLA250 Trim Level Annual Premium Cost Per Month
Base 2WD$2,206$184
Base 4Matic$2,258$188
AMG Line$2,278$190
AMG Line 4Matic$2,320$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mercedes-Benz GLA250 for different driver ages.

2023 Mercedes-Benz GLA250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,958$663
17$7,728$644
18$6,956$580
19$6,326$527
20$4,863$405
21$4,644$387
22$4,165$347
23$3,418$285
24$3,234$270
25$2,630$219
30$2,420$202
35$2,326$194
40$2,264$189
45$2,116$176
50$2,006$167
55$1,872$156
60$1,876$156
65$1,998$167
70$2,144$179
75$2,512$209
80$3,086$257

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz GLA250 trim levels.