Mercedes-Benz GLA45 AMG Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options impact car insurance rates for a Mercedes-Benz GLA45 AMG. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2024 Mercedes-Benz GLA45 AMG is $2,388 per year, or about $199 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,388

Cost Per Month

$199

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz GLA45 AMG Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz GLA45 AMG.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,388
Average Rate
Your Rate
$2,388

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz GLA45 AMG.

The 'Average Rate' is a combined value for all Mercedes-Benz GLA45 AMG trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mercedes-Benz GLA45 AMG is $2,388.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mercedes-Benz GLA45 AMG Segment Comparison

The table below compares insurance rates for the 2024 Mercedes-Benz GLA45 AMG against all other models in the small luxury SUV segment. The Mercedes-Benz GLA45 AMG is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz GLA45 AMG, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz GLA45 AMG.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mercedes-Benz GLA45 AMG Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$430
2Lexus NX 250$2,072-$316
3Cadillac XT4$2,114-$274
4Lexus NX 350h$2,210-$178
5Lincoln Corsair$2,236-$152
6Mercedes-Benz GLB 250$2,240-$148
7Lexus UX 250h$2,246-$142
8Lexus NX 450h$2,258-$130
9Mercedes-Benz GLA250$2,282-$106
10Mercedes-Benz GLA35 AMG$2,290-$98
11Land Rover Evoque$2,336-$52
12Lexus NX 350$2,348-$40
13Volvo XC40$2,356-$32
14Volvo XC60$2,370-$18
15Alfa Romeo Tonale$2,376-$12
16Mercedes-Benz GLA45 AMG$2,388--
17BMW X1$2,420$32
18Infiniti QX55$2,424$36
19Volvo C40$2,442$54
20BMW X2$2,452$64
21Lexus RZ 450e$2,478$90
22Mercedes-Benz EQB 300$2,492$104
23Mercedes-Benz GLC300$2,512$124
2024 Small Luxury SUV Average$2,541$153
24Mercedes-Benz EQB 350$2,552$164
25Genesis GV70$2,582$194
26Audi Q3$2,596$208
27Audi Q5$2,606$218
28Alfa Romeo Stelvio$2,630$242
29Land Rover Range Rover Velar$2,660$272
30BMW X4$2,712$324
31Audi Q4$2,736$348
32BMW X3$2,764$376
33Genesis GV60$2,848$460
34Porsche Macan$2,894$506
35Jaguar I-Pace$2,926$538
36Land Rover Defender$3,042$654
37Jaguar F-Pace$3,130$742
38Aston Martin DBX$4,562$2,174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 GLA45 AMG Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mercedes-Benz GLA45 AMG.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mercedes-Benz GLA45 AMG Insurance Rates by Trim Level
2024 Mercedes-Benz GLA45 AMG Trim Level Annual Premium Cost Per Month
4Matic AWD$2,358$197
4Matic AMG Night/Aerodynamics$2,416$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mercedes-Benz GLA45 AMG for different driver ages.

2024 Mercedes-Benz GLA45 AMG Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,331$694
17$8,101$675
18$7,322$610
19$6,653$554
20$5,120$427
21$4,889$407
22$4,394$366
23$3,600$300
24$3,410$284
25$2,770$231
30$2,554$213
35$2,452$204
40$2,388$199
45$2,230$186
50$2,112$176
55$1,970$164
60$1,974$165
65$2,100$175
70$2,252$188
75$2,628$219
80$3,222$269

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz GLA45 AMG trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz GLA45 AMG.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz GLA45 AMG Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz GLA45 AMG$2,388$199
2023 Mercedes-Benz GLA45 AMG$2,542$212
2022 Mercedes-Benz GLA45 AMG$2,494$208
2021 Mercedes-Benz GLA45 AMG$2,462$205
2020 Mercedes-Benz GLA45 AMG$2,388$199
2019 Mercedes-Benz GLA45 AMG$2,312$193
2018 Mercedes-Benz GLA45 AMG$2,256$188
2017 Mercedes-Benz GLA45 AMG$2,098$175
2016 Mercedes-Benz GLA45 AMG$1,810$151
2015 Mercedes-Benz GLA45 AMG$1,772$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLA45 AMG trim levels for each model year.