2021 Mercedes-Benz GLA45 AMG Car Insurance Calculator

Explore and learn how different driver, vehicle, and coverage options affect the cost of insurance for a 2021 Mercedes-Benz GLA45 AMG. Modify choices like homeowner status, credit history, policy coverages, and liability limits. Find out instantly if rates increase or decrease and why.

The average estimated car insurance premium for a 2021 Mercedes-Benz GLA45 AMG is $2,462 per year, or about $205 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,462

Cost Per Month

$205

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz GLA45 AMG Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Mercedes-Benz GLA45 AMG.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,462
Average Rate
Your Rate
$2,462

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Mercedes-Benz GLA45 AMG trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mercedes-Benz GLA45 AMG is $2,462.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mercedes-Benz GLA45 AMG Segment Comparison

The table below compares insurance rates for the 2021 Mercedes-Benz GLA45 AMG against all other models in the small luxury SUV segment. The Mercedes-Benz GLA45 AMG is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz GLA45 AMG, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz GLA45 AMG.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mercedes-Benz GLA45 AMG Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,784-$678
2Cadillac XT4$1,844-$618
3Volvo XC40$1,888-$574
4Lincoln Corsair$2,080-$382
5Lexus UX 250h$2,098-$364
6Volvo XC60$2,120-$342
7Mercedes-Benz GLB 250$2,140-$322
8BMW X1$2,156-$306
9Lexus UX 200$2,158-$304
10Lexus NX 300$2,166-$296
11Mercedes-Benz GLC300$2,172-$290
12Land Rover Defender$2,234-$228
13Mercedes-Benz GLA250$2,248-$214
14Land Rover Evoque$2,254-$208
2021 Small Luxury SUV Average$2,262-$200
15BMW X2$2,292-$170
16Audi Q3$2,346-$116
17Audi Q5$2,362-$100
18BMW X3$2,422-$40
19Lexus NX 300H$2,434-$28
20Mercedes-Benz GLA45 AMG$2,462--
21Alfa Romeo Stelvio$2,486$24
22BMW X4$2,520$58
23Jaguar F-Pace$2,552$90
24Jaguar I-Pace$2,632$170
25Porsche Macan$2,688$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 GLA45 AMG Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mercedes-Benz GLA45 AMG.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mercedes-Benz GLA45 AMG Insurance Rates by Trim Level
2021 Mercedes-Benz GLA45 AMG Trim Level Annual Premium Cost Per Month
4Matic AWD Station Wagon$2,406$201
4WD$2,518$210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mercedes-Benz GLA45 AMG for different driver ages.

2021 Mercedes-Benz GLA45 AMG Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,812$734
17$8,551$713
18$7,686$641
19$6,982$582
20$5,348$446
21$5,100$425
22$4,565$380
23$3,732$311
24$3,532$294
25$2,864$239
30$2,628$219
35$2,528$211
40$2,462$205
45$2,298$192
50$2,176$181
55$2,034$170
60$2,040$170
65$2,176$181
70$2,350$196
75$2,766$231
80$3,414$285

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz GLA45 AMG trim levels.