Mercedes-Benz GLS450 Car Insurance Calculator

Learn how changes to risk factors and vehicle options influence insurance rates for a Mercedes-Benz GLS450. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if rates go up or down and learn why.

The average estimated car insurance premium for a 2024 Mercedes-Benz GLS450 is $3,148 per year, or about $262 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,148

Cost Per Month

$262

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz GLS450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz GLS450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,148
Average Rate
Your Rate
$3,148

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz GLS450.

The 'Average Rate' is a combined value for all Mercedes-Benz GLS450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mercedes-Benz GLS450 is $3,148.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mercedes-Benz GLS450 Segment Comparison

The table below compares insurance rates for the 2024 Mercedes-Benz GLS450 against all other models in the large luxury SUV segment. The Mercedes-Benz GLS450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz GLS450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz GLS450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mercedes-Benz GLS450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX80$2,626-$522
2Volvo XC90$2,750-$398
3Lexus LX 600$2,942-$206
4BMW X7$2,992-$156
5Lincoln Navigator$3,002-$146
6Mercedes-Benz GLS450$3,148--
7Cadillac Escalade$3,256$108
2024 Large Luxury SUV Average$3,627$479
8BMW Alpina XB7$3,820$672
9Mercedes-Benz EQS 580 SUV$4,202$1,054
10Land Rover Range Rover$4,236$1,088
11Mercedes-Benz Maybach GLS 600$4,490$1,342
12Mercedes-Benz G550$4,656$1,508
13Mercedes-Benz G63 AMG$5,036$1,888

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 GLS450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mercedes-Benz GLS450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mercedes-Benz GLS450 Insurance Rates by Trim Level
2024 Mercedes-Benz GLS450 Trim Level Annual Premium Cost Per Month
4Matic AWD$3,098$258
4Matic AMG Line Night Package$3,196$266

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mercedes-Benz GLS450 for different driver ages.

2024 Mercedes-Benz GLS450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,180$932
17$10,992$916
18$10,140$845
19$9,082$757
20$6,988$582
21$6,659$555
22$5,986$499
23$4,762$397
24$4,547$379
25$3,684$307
30$3,386$282
35$3,218$268
40$3,148$262
45$2,920$243
50$2,748$229
55$2,572$214
60$2,586$216
65$2,782$232
70$2,954$246
75$3,426$286
80$4,260$355

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz GLS450 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz GLS450.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz GLS450 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz GLS450$3,148$262
2023 Mercedes-Benz GLS450$2,914$243
2022 Mercedes-Benz GLS450$2,854$238
2021 Mercedes-Benz GLS450$2,820$235
2020 Mercedes-Benz GLS450$2,732$228
2019 Mercedes-Benz GLS450$2,606$217
2018 Mercedes-Benz GLS450$2,428$202
2017 Mercedes-Benz GLS450$2,330$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLS450 trim levels for each model year.