2023 Mercedes-Benz GLS450 Car Insurance Calculator

Monitor in real-time how changes to different risk factors impact the cost of car insurance for a 2023 Mercedes-Benz GLS450. Adjust factors such as policy coverages, liability limits, deductibles, and driver's age. Instantly see if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2023 Mercedes-Benz GLS450 is $2,914 per year, or about $243 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,914

Cost Per Month

$243

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz GLS450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Mercedes-Benz GLS450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,914
Average Rate
Your Rate
$2,914

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Mercedes-Benz GLS450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mercedes-Benz GLS450 is $2,914.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mercedes-Benz GLS450 Segment Comparison

The table below compares insurance rates for the 2023 Mercedes-Benz GLS450 against all other models in the large luxury SUV segment. The Mercedes-Benz GLS450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz GLS450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz GLS450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mercedes-Benz GLS450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC90$2,358-$556
2Lincoln Navigator$2,822-$92
3Infiniti QX80$2,846-$68
4BMW X7$2,900-$14
5Mercedes-Benz GLS450$2,914--
6Cadillac Escalade$3,160$246
7Lexus LX 570$3,210$296
2023 Large Luxury SUV Average$3,359$445
8Mercedes-Benz EQS 580 SUV$3,420$506
9BMW Alpina XB7$3,702$788
10Mercedes-Benz G550$3,854$940
11Land Rover Range Rover$3,970$1,056
12Mercedes-Benz G63 AMG$4,166$1,252
13Mercedes-Benz Maybach GLS 600$4,348$1,434

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 GLS450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mercedes-Benz GLS450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mercedes-Benz GLS450 Insurance Rates by Trim Level
2023 Mercedes-Benz GLS450 Trim Level Annual Premium Cost Per Month
4Matic AWD$2,888$241
4Matic AMG Line Night Package$2,940$245

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mercedes-Benz GLS450 for different driver ages.

2023 Mercedes-Benz GLS450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,219$852
17$9,991$833
18$9,126$761
19$8,236$686
20$6,343$529
21$6,051$504
22$5,444$454
23$4,399$367
24$4,183$349
25$3,392$283
30$3,124$260
35$2,986$249
40$2,914$243
45$2,710$226
50$2,560$213
55$2,392$199
60$2,400$200
65$2,566$214
70$2,736$228
75$3,184$265
80$3,926$327

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz GLS450 trim levels.