2013 Mercedes-Benz ML550 Car Insurance Calculator

Find out how the choices you make impact the cost of insurance for a 2013 Mercedes-Benz ML550. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2013 Mercedes-Benz ML550 is $1,752 per year, or about $146 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,752

Cost Per Month

$146

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz ML550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Mercedes-Benz ML550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,752
Average Rate
Your Rate
$1,752

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Mercedes-Benz ML550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Mercedes-Benz ML550 is $1,752.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Mercedes-Benz ML550 Segment Comparison

The table below compares insurance rates for the 2013 Mercedes-Benz ML550 against all other models in the midsize luxury SUV segment. The Mercedes-Benz ML550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz ML550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz ML550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Mercedes-Benz ML550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln MKX$1,422-$330
2Acura MDX$1,448-$304
3Volvo XC70$1,466-$286
4Land Rover LR2$1,596-$156
5Lexus GX 460$1,606-$146
6Lexus RX 350$1,646-$106
7Mercedes-Benz GLK350$1,650-$102
8Cadillac SRX$1,656-$96
9Lincoln MKT$1,666-$86
10Infiniti JX35$1,672-$80
2013 Midsize Luxury SUV Average$1,744-$8
11Mercedes-Benz ML550$1,752--
12Mercedes-Benz ML350$1,786$34
13Infiniti FX50$1,806$54
14Lexus RX 450$1,808$56
15Mercedes-Benz GL350$1,844$92
16BMW X5$1,900$148
17Porsche Cayenne$1,962$210
18BMW X6$1,988$236
19Audi Q7$2,100$348
20Mercedes-Benz GL450$2,108$356

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 ML550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Mercedes-Benz ML550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Mercedes-Benz ML550 Insurance Rates by Trim Level
2013 Mercedes-Benz ML550 Trim Level Annual Premium Cost Per Month
4WD$1,752$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Mercedes-Benz ML550 for different driver ages.

2013 Mercedes-Benz ML550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,348$529
17$6,103$509
18$5,383$449
19$4,937$411
20$3,761$313
21$3,588$299
22$3,200$267
23$2,661$222
24$2,501$208
25$2,028$169
30$1,856$155
35$1,802$150
40$1,752$146
45$1,644$137
50$1,562$130
55$1,458$122
60$1,462$122
65$1,552$129
70$1,698$142
75$2,016$168
80$2,486$207

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz ML550 trim levels.