2022 Mercedes-Benz S500 Car Insurance Calculator

See in real-time how different driver and vehicle factors influence insurance rates for a 2022 Mercedes-Benz S500. Ajust options like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover how the choices you make impact rates.

The average estimated car insurance premium for a 2022 Mercedes-Benz S500 is $3,276 per year, or about $273 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,276

Cost Per Month

$273

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Mercedes-Benz S500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,276
Average Rate
Your Rate
$3,276

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Mercedes-Benz S500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Mercedes-Benz S500 is $3,276.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Mercedes-Benz S500 Segment Comparison

The table below compares insurance rates for the 2022 Mercedes-Benz S500 against all other models in the large luxury car segment. The Mercedes-Benz S500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Mercedes-Benz S500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,510-$766
2Volvo S90$2,768-$508
3Lexus LS 500$2,874-$402
4Mercedes-Benz AMG E53$2,922-$354
5Genesis G90$2,928-$348
6Mercedes-Benz AMG GT43$2,986-$290
7Lexus LS 500h$3,074-$202
8BMW 840i$3,094-$182
9BMW 745e$3,150-$126
10Mercedes-Benz EQS 450$3,226-$50
11Infiniti Q60$3,236-$40
12Mercedes-Benz S500$3,276--
13Audi RS 7$3,282$6
14Mercedes-Benz EQS 580$3,306$30
2022 Large Luxury Car Average$3,380$104
15BMW M850i$3,526$250
16Mercedes-Benz S580$3,532$256
17BMW 740i$3,560$284
18Audi S8$3,612$336
19BMW 750i$3,650$374
20Audi A8$3,658$382
21Porsche Panamera$3,728$452
22Mercedes-Benz S560$3,888$612
23BMW Alpina B8$4,080$804
24BMW M760i$4,212$936
25Mercedes-Benz Maybach S580$4,424$1,148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 S500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Mercedes-Benz S500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Mercedes-Benz S500 Insurance Rates by Trim Level
2022 Mercedes-Benz S500 Trim Level Annual Premium Cost Per Month
4Matic Luxury Line$3,242$270
4Matic AMG Line$3,308$276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Mercedes-Benz S500 for different driver ages.

2022 Mercedes-Benz S500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,467$956
17$11,203$934
18$10,213$851
19$9,231$769
20$7,111$593
21$6,787$566
22$6,103$509
23$4,946$412
24$4,700$392
25$3,816$318
30$3,510$293
35$3,360$280
40$3,276$273
45$3,048$254
50$2,876$240
55$2,688$224
60$2,696$225
65$2,880$240
70$3,080$257
75$3,584$299
80$4,412$368

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S500 trim levels.