2014 Mercedes-Benz S550 Car Insurance Calculator

Explore and learn how decisions you make impact the cost of car insurance for a 2014 Mercedes-Benz S550. Experiment with factors like your marital status, location, homeowner status, and credit rating. Instantly know whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2014 Mercedes-Benz S550 is $2,790 per year, or about $233 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,790

Cost Per Month

$233

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Mercedes-Benz S550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,790
Average Rate
Your Rate
$2,790

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Mercedes-Benz S550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Mercedes-Benz S550 is $2,790.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Mercedes-Benz S550 Segment Comparison

The table below compares insurance rates for the 2014 Mercedes-Benz S550 against all other models in the large luxury car segment. The Mercedes-Benz S550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Mercedes-Benz S550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,718-$1,072
2Cadillac CTS$1,740-$1,050
3Cadillac XTS$1,794-$996
4Lincoln MKS$1,884-$906
5Infiniti Q70$1,906-$884
6Lexus GS 450$1,972-$818
7Acura RLX$1,982-$808
8Cadillac CTS-V$2,034-$756
9Infiniti Q60$2,078-$712
10Mercedes-Benz C63 AMG$2,080-$710
11Hyundai Equus$2,088-$702
12Lexus LS 460$2,134-$656
13Mercedes-Benz CLS550$2,140-$650
14BMW 740i$2,230-$560
15Mercedes-Benz E63 AMG$2,240-$550
16Jaguar XJ$2,260-$530
17Maserati Ghibli$2,282-$508
18Jaguar XJ Super$2,284-$506
19Mercedes-Benz CLS63 AMG$2,324-$466
20Audi A8$2,356-$434
21BMW 750i$2,366-$424
22Porsche Panamera$2,374-$416
23BMW 650i$2,386-$404
2014 Large Luxury Car Average$2,391-$399
24BMW 750xi$2,394-$396
25Lexus LS 600H$2,494-$296
26Audi RS 7$2,508-$282
27Mercedes-Benz CL550$2,606-$184
28Audi S8$2,662-$128
29Maserati Quattroporte$2,668-$122
30BMW 760i$2,746-$44
31Mercedes-Benz S550$2,790--
32Mercedes-Benz S63 AMG$2,890$100
33Mercedes-Benz CL600$2,942$152
34Mercedes-Benz CL65 AMG$3,408$618
35Bentley Continental$3,426$636
36Bentley Mulsanne$3,874$1,084

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 S550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Mercedes-Benz S550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Mercedes-Benz S550 Insurance Rates by Trim Level
2014 Mercedes-Benz S550 Trim Level Annual Premium Cost Per Month
Sedan$2,776$231
V4-M Sedan$2,806$234

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Mercedes-Benz S550 for different driver ages.

2014 Mercedes-Benz S550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,216$851
17$9,896$825
18$8,858$738
19$8,045$670
20$6,136$511
21$5,843$487
22$5,217$435
23$4,251$354
24$4,019$335
25$3,252$271
30$2,978$248
35$2,868$239
40$2,790$233
45$2,610$218
50$2,472$206
55$2,310$193
60$2,318$193
65$2,482$207
70$2,694$225
75$3,190$266
80$3,962$330

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S550 trim levels.