2015 Mercedes-Benz S550 Car Insurance Calculator

Monitor in real-time how choices you make affect the cost of insurance for a 2015 Mercedes-Benz S550. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2015 Mercedes-Benz S550 is $2,580 per year, or about $215 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,580

Cost Per Month

$215

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Mercedes-Benz S550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,580
Average Rate
Your Rate
$2,580

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Mercedes-Benz S550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Mercedes-Benz S550 is $2,580.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Mercedes-Benz S550 Segment Comparison

The table below compares insurance rates for the 2015 Mercedes-Benz S550 against all other models in the large luxury car segment. The Mercedes-Benz S550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Mercedes-Benz S550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$930
2Cadillac XTS$1,830-$750
3Audi A5$1,868-$712
4Lincoln MKS$1,872-$708
5Infiniti Q60$1,928-$652
6Acura RLX$2,078-$502
7Lexus GS 450$2,096-$484
8Infiniti Q70L$2,112-$468
9Infiniti Q70$2,124-$456
10Kia K900$2,148-$432
11Lexus LS 460$2,150-$430
12Cadillac CTS-V$2,176-$404
13Mercedes-Benz CLS550$2,236-$344
14Mercedes-Benz C63 AMG$2,256-$324
15Hyundai Equus$2,268-$312
16BMW 740i$2,324-$256
17BMW 650i$2,380-$200
18Maserati Ghibli$2,406-$174
19Jaguar XJ$2,454-$126
20BMW 750i$2,480-$100
21Jaguar XJ Super$2,486-$94
22Mercedes-Benz E63 AMG$2,538-$42
2015 Large Luxury Car Average$2,553-$27
23Mercedes-Benz S550$2,580--
24BMW 750xi$2,602$22
25Mercedes-Benz CLS63 AMG$2,632$52
26Audi RS 7$2,660$80
27Lexus LS 600H$2,706$126
28BMW Alpina B6$2,720$140
29Audi A8$2,740$160
30Audi S8$2,750$170
31Porsche Panamera$2,800$220
32Maserati Quattroporte$2,946$366
33BMW 760i$2,960$380
34Mercedes-Benz S63 AMG$3,088$508
35Mercedes-Benz S600$3,196$616
36Bentley Continental$3,596$1,016
37Mercedes-Benz S65 AMG$3,660$1,080
38Mercedes-Benz S65$3,748$1,168
39Bentley Mulsanne$4,342$1,762

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 S550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Mercedes-Benz S550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Mercedes-Benz S550 Insurance Rates by Trim Level
2015 Mercedes-Benz S550 Trim Level Annual Premium Cost Per Month
Sedan$2,498$208
V4-M Sedan$2,544$212
4Matic Coupe$2,692$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Mercedes-Benz S550 for different driver ages.

2015 Mercedes-Benz S550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,999$750
17$8,812$734
18$8,071$673
19$7,274$606
20$5,610$468
21$5,350$446
22$4,816$401
23$3,883$324
24$3,697$308
25$3,004$250
30$2,768$231
35$2,642$220
40$2,580$215
45$2,398$200
50$2,262$189
55$2,114$176
60$2,124$177
65$2,268$189
70$2,414$201
75$2,798$233
80$3,452$288

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S550 trim levels.