2016 Mercedes-Benz S550 Car Insurance Calculator

Learn visually how different driver, vehicle, and coverage options impact the insurance cost for a 2016 Mercedes-Benz S550. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2016 Mercedes-Benz S550 is $2,924 per year, or about $244 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,924

Cost Per Month

$244

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S550 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz S550.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,924
Average Rate
Your Rate
$2,924

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz S550 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz S550 is $2,924.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz S550 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz S550 against all other models in the large luxury car segment. The Mercedes-Benz S550 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S550, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S550.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz S550 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$1,140
2Cadillac CTS$1,808-$1,116
3Audi A5$1,876-$1,048
4Lincoln MKS$1,908-$1,016
5Cadillac CT6$1,924-$1,000
6Kia K900$2,152-$772
7Acura RLX$2,156-$768
8Infiniti Q70L$2,162-$762
9Mercedes-Benz CLS550$2,204-$720
10Lexus GS 450$2,218-$706
11Infiniti Q70$2,228-$696
12Hyundai Equus$2,256-$668
13Lexus LS 460$2,358-$566
14Mercedes-Benz C63 AMG$2,434-$490
15Cadillac CTS-V$2,440-$484
16BMW 740i$2,482-$442
17Jaguar XJ$2,498-$426
18Mercedes-Benz E63 AMG$2,508-$416
19BMW 650i$2,680-$244
20Maserati Ghibli$2,684-$240
2016 Large Luxury Car Average$2,713-$211
21Jaguar XJ Super$2,752-$172
22BMW 750i$2,772-$152
23Audi RS 7$2,828-$96
24Audi S8$2,856-$68
25Lexus LS 600H$2,876-$48
26Mercedes-Benz CLS63 AMG$2,878-$46
27Mercedes-Benz S550$2,924--
28Maserati Quattroporte$2,932$8
29Mercedes-Benz AMG$2,968$44
30Audi A8$3,014$90
31BMW Alpina B6$3,026$102
32Porsche Panamera$3,102$178
33Mercedes-Benz S63 AMG$3,330$406
34Mercedes-Benz S600$3,392$468
35Mercedes-Benz S65 AMG$3,910$986
36Mercedes-Benz S65$3,956$1,032
37Bentley Continental$4,024$1,100
38Bentley Mulsanne$4,798$1,874

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S550 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz S550.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz S550 Insurance Rates by Trim Level
2016 Mercedes-Benz S550 Trim Level Annual Premium Cost Per Month
Sedan$2,900$242
V4-M Sedan$2,916$243
4Matic Coupe$2,958$247

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz S550 for different driver ages.

2016 Mercedes-Benz S550 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,432$869
17$10,182$849
18$9,258$772
19$8,356$696
20$6,415$535
21$6,117$510
22$5,487$457
23$4,430$369
24$4,210$351
25$3,412$284
30$3,130$261
35$2,998$250
40$2,924$244
45$2,722$227
50$2,570$214
55$2,402$200
60$2,412$201
65$2,584$215
70$2,772$231
75$3,242$270
80$4,012$334

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S550 trim levels.