2016 Mercedes-Benz S550E Car Insurance Calculator

Explore and understand how changing risk factors impact car insurance rates for a 2016 Mercedes-Benz S550E. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2016 Mercedes-Benz S550E is $2,594 per year, or about $216 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,594

Cost Per Month

$216

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S550E Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz S550E.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,594
Average Rate
Your Rate
$2,594

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz S550E trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz S550E is $2,594.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz S550E Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz S550E against all other models in the midsize luxury car segment. The Mercedes-Benz S550E is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S550E, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S550E.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz S550E Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$976
2Acura ILX$1,686-$908
3Lexus IS 300$1,792-$802
4Volvo S80$1,834-$760
5Mercedes-Benz C350E$1,842-$752
6Lexus RC 300$1,856-$738
7Audi A3$1,888-$706
8Mercedes-Benz AMG CLA45$1,910-$684
9Lincoln MKZ$1,914-$680
10Lexus ES 300H$1,924-$670
11Audi A6$1,936-$658
12Mercedes-Benz CLA250$1,982-$612
13BMW 528i$2,020-$574
14Lexus GS 350$2,036-$558
15Mercedes-Benz E350$2,062-$532
16Audi S4$2,064-$530
17Mercedes-Benz SLK55 AMG$2,068-$526
18BMW 428xi$2,072-$522
19Jaguar XF$2,084-$510
20Cadillac ELR$2,090-$504
21Mercedes-Benz C450 AMG$2,100-$494
22BMW 428i$2,106-$488
23Audi S5$2,116-$478
24Hyundai Genesis$2,130-$464
25BMW 528xi$2,138-$456
26Infiniti Q50$2,144-$450
27BMW 535xi$2,150-$444
28BMW 435xi$2,174-$420
29Mercedes-Benz E250$2,192-$402
30Mercedes-Benz SL400$2,210-$384
31BMW Active 5$2,218-$376
32BMW 435i$2,224-$370
2016 Midsize Luxury Car Average$2,227-$367
33BMW 535d$2,250-$344
34Mercedes-Benz E400$2,300-$294
35BMW 535i$2,308-$286
36Mercedes-Benz E550$2,320-$274
37Audi S6$2,358-$236
38BMW 550i$2,362-$232
39Mercedes-Benz CLS400$2,436-$158
40BMW 550xi$2,452-$142
41Mercedes-Benz SL550$2,456-$138
42BMW 640i$2,490-$104
43Audi A7$2,504-$90
44BMW 640xi$2,510-$84
45BMW M5$2,518-$76
46Audi S7$2,522-$72
47Tesla Model S$2,590-$4
48Mercedes-Benz S550E$2,594--
49BMW 650xi$2,610$16
50Lexus GS F$2,622$28
51BMW M6$2,796$202
52Mercedes-Benz SL63 AMG$2,876$282
53Mercedes-Benz SL65 AMG$3,584$990

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S550E Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz S550E.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz S550E Insurance Rates by Trim Level
2016 Mercedes-Benz S550E Trim Level Annual Premium Cost Per Month
Hybrid Sedan$2,594$216

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz S550E for different driver ages.

2016 Mercedes-Benz S550E Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,150$763
17$8,937$745
18$8,139$678
19$7,350$613
20$5,656$471
21$5,396$450
22$4,846$404
23$3,920$327
24$3,725$310
25$3,022$252
30$2,780$232
35$2,658$222
40$2,594$216
45$2,414$201
50$2,280$190
55$2,132$178
60$2,138$178
65$2,288$191
70$2,444$204
75$2,852$238
80$3,520$293

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S550E trim levels.