Mercedes-Benz S560 Car Insurance Calculator

Find out how decisions you make impact car insurance rates for a Mercedes-Benz S560. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2022 Mercedes-Benz S560 is $3,888 per year, or about $324 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,888

Cost Per Month

$324

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S560 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz S560.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,888
Average Rate
Your Rate
$3,888

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz S560.

The 'Average Rate' is a combined value for all Mercedes-Benz S560 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Mercedes-Benz S560 is $3,888.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Mercedes-Benz S560 Segment Comparison

The table below compares insurance rates for the 2022 Mercedes-Benz S560 against all other models in the large luxury car segment. The Mercedes-Benz S560 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S560, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S560.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Mercedes-Benz S560 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,510-$1,378
2Volvo S90$2,768-$1,120
3Lexus LS 500$2,874-$1,014
4Mercedes-Benz AMG E53$2,922-$966
5Genesis G90$2,928-$960
6Mercedes-Benz AMG GT43$2,986-$902
7Lexus LS 500h$3,074-$814
8BMW 840i$3,094-$794
9BMW 745e$3,150-$738
10Mercedes-Benz EQS 450$3,226-$662
11Infiniti Q60$3,236-$652
12Mercedes-Benz S500$3,276-$612
13Audi RS 7$3,282-$606
14Mercedes-Benz EQS 580$3,306-$582
2022 Large Luxury Car Average$3,380-$508
15BMW M850i$3,526-$362
16Mercedes-Benz S580$3,532-$356
17BMW 740i$3,560-$328
18Audi S8$3,612-$276
19BMW 750i$3,650-$238
20Audi A8$3,658-$230
21Porsche Panamera$3,728-$160
22Mercedes-Benz S560$3,888--
23BMW Alpina B8$4,080$192
24BMW M760i$4,212$324
25Mercedes-Benz Maybach S580$4,424$536

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 S560 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Mercedes-Benz S560.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Mercedes-Benz S560 Insurance Rates by Trim Level
2022 Mercedes-Benz S560 Trim Level Annual Premium Cost Per Month
Convertible$3,842$320
Convertible AMG Line Exterior$3,876$323
4Matic Coupe$3,900$325
4Matic AMG Line Exterior$3,934$328

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Mercedes-Benz S560 for different driver ages.

2022 Mercedes-Benz S560 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,541$1,128
17$13,277$1,106
18$12,192$1,016
19$10,980$915
20$8,474$706
21$8,087$674
22$7,284$607
23$5,864$489
24$5,588$466
25$4,538$378
30$4,176$348
35$3,984$332
40$3,888$324
45$3,610$301
50$3,402$284
55$3,180$265
60$3,192$266
65$3,414$285
70$3,636$303
75$4,210$351
80$5,188$432

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S560 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz S560.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz S560 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2022 Mercedes-Benz S560$3,888$324
2021 Mercedes-Benz S560$3,738$312
2020 Mercedes-Benz S560$3,614$301
2019 Mercedes-Benz S560$3,228$269
2018 Mercedes-Benz S560$2,832$236

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz S560 trim levels for each model year.