2021 Mercedes-Benz S560 Car Insurance Calculator

Watch in real-time how changes to risk factors and vehicle options affect the cost of insurance for a 2021 Mercedes-Benz S560. Experiment with rate factors like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2021 Mercedes-Benz S560 is $3,738 per year, or about $312 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,738

Cost Per Month

$312

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S560 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Mercedes-Benz S560.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,738
Average Rate
Your Rate
$3,738

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Mercedes-Benz S560 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mercedes-Benz S560 is $3,738.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mercedes-Benz S560 Segment Comparison

The table below compares insurance rates for the 2021 Mercedes-Benz S560 against all other models in the large luxury car segment. The Mercedes-Benz S560 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S560, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S560.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mercedes-Benz S560 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,358-$1,380
2Volvo S90$2,520-$1,218
3Lexus LS 500H$2,834-$904
4Kia K900$2,888-$850
5Lexus LS 500$2,980-$758
6Mercedes-Benz AMG E53$3,026-$712
7Infiniti Q60$3,038-$700
8Genesis G90$3,046-$692
9Mercedes-Benz AMG CLS53$3,118-$620
10BMW 840i$3,184-$554
2021 Large Luxury Car Average$3,320-$418
11Mercedes-Benz S450$3,324-$414
12BMW M850i$3,342-$396
13BMW 740i$3,456-$282
14BMW 850i$3,484-$254
15Mercedes-Benz E63 AMG$3,500-$238
16Porsche Panamera$3,646-$92
17Audi A8$3,704-$34
18Mercedes-Benz S560$3,738--
19BMW 750i$3,754$16
20BMW M760i$4,238$500
21Mercedes-Benz AMG S63$4,532$794

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 S560 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mercedes-Benz S560.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mercedes-Benz S560 Insurance Rates by Trim Level
2021 Mercedes-Benz S560 Trim Level Annual Premium Cost Per Month
Sedan$3,466$289
4Matic Sedan$3,528$294
4Matic Coupe$3,956$330
Convertible$4,002$334

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mercedes-Benz S560 for different driver ages.

2021 Mercedes-Benz S560 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,161$1,097
17$12,879$1,073
18$11,777$981
19$10,616$885
20$8,179$682
21$7,799$650
22$7,012$584
23$5,652$471
24$5,379$448
25$4,362$364
30$4,014$335
35$3,832$319
40$3,738$312
45$3,478$290
50$3,278$273
55$3,062$255
60$3,074$256
65$3,292$274
70$3,514$293
75$4,090$341
80$5,052$421

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S560 trim levels.