Mercedes-Benz S580 Car Insurance Calculator

Explore and understand how decisions you make affect car insurance rates for a Mercedes-Benz S580. Customize rate factors like coverage deductibles, age of the driver, policy discounts, and S580 trim level. Get instant feedback the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2024 Mercedes-Benz S580 is $4,162 per year, or about $347 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$4,162

Cost Per Month

$347

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S580 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz S580.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$4,162
Average Rate
Your Rate
$4,162

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz S580.

The 'Average Rate' is a combined value for all Mercedes-Benz S580 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mercedes-Benz S580 is $4,162.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mercedes-Benz S580 Segment Comparison

The table below compares insurance rates for the 2024 Mercedes-Benz S580 against all other models in the large luxury car segment. The Mercedes-Benz S580 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S580, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S580.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mercedes-Benz S580 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,782-$1,380
2Volvo S90$2,870-$1,292
3Genesis G90$3,076-$1,086
4Mercedes-Benz AMG E53$3,088-$1,074
5Mercedes-Benz EQS 450$3,122-$1,040
6Lexus LS 500$3,220-$942
7Lexus LS 500h$3,262-$900
8BMW 840i$3,354-$808
9BMW i7$3,402-$760
10Audi RS 7$3,524-$638
2024 Large Luxury Car Average$3,748-$414
11BMW M850i$3,780-$382
12BMW 740i$3,794-$368
13BMW 750e$3,806-$356
14Mercedes-Benz AMG GT43$3,832-$330
15Audi S8$3,878-$284
16Mercedes-Benz S500$3,972-$190
17Audi A8$3,982-$180
18BMW 760i$4,008-$154
19Mercedes-Benz S580$4,162--
20Mercedes-Benz EQS 580$4,230$68
21Mercedes-Benz Maybach S580$4,598$436
22Mercedes-Benz AMG EQS$4,642$480
23Porsche Panamera$4,666$504
24Mercedes-Benz Maybach S680$4,906$744

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 S580 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mercedes-Benz S580.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mercedes-Benz S580 Insurance Rates by Trim Level
2024 Mercedes-Benz S580 Trim Level Annual Premium Cost Per Month
4Matic Luxury Line$3,858$322
4Matic AMG Line$3,928$327
4Matic Executive Line$3,998$333
4Matic Luxury$4,300$358
4Matic AMG Line$4,378$365
4Matic Executive$4,510$376

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mercedes-Benz S580 for different driver ages.

2024 Mercedes-Benz S580 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$14,263$1,189
17$14,014$1,168
18$12,928$1,077
19$11,636$970
20$9,014$751
21$8,606$717
22$7,770$648
23$6,257$521
24$5,972$498
25$4,852$404
30$4,476$373
35$4,262$355
40$4,162$347
45$3,862$322
50$3,640$303
55$3,400$283
60$3,412$284
65$3,644$304
70$3,860$322
75$4,448$371
80$5,458$455

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S580 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz S580.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz S580 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz S580$4,162$347
2023 Mercedes-Benz S580$3,940$328
2022 Mercedes-Benz S580$3,532$294

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz S580 trim levels for each model year.