2016 Mercedes-Benz S65 AMG Car Insurance Calculator

Understand how decisions you make impact car insurance rates for a 2016 Mercedes-Benz S65 AMG. Make changes to factors like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2016 Mercedes-Benz S65 AMG is $3,910 per year, or about $326 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,910

Cost Per Month

$326

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S65 AMG Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz S65 AMG.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,910
Average Rate
Your Rate
$3,910

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz S65 AMG trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz S65 AMG is $3,910.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz S65 AMG Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz S65 AMG against all other models in the large luxury car segment. The Mercedes-Benz S65 AMG is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S65 AMG, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S65 AMG.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz S65 AMG Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$2,126
2Cadillac CTS$1,808-$2,102
3Audi A5$1,876-$2,034
4Lincoln MKS$1,908-$2,002
5Cadillac CT6$1,924-$1,986
6Kia K900$2,152-$1,758
7Acura RLX$2,156-$1,754
8Infiniti Q70L$2,162-$1,748
9Mercedes-Benz CLS550$2,204-$1,706
10Lexus GS 450$2,218-$1,692
11Infiniti Q70$2,228-$1,682
12Hyundai Equus$2,256-$1,654
13Lexus LS 460$2,358-$1,552
14Mercedes-Benz C63 AMG$2,434-$1,476
15Cadillac CTS-V$2,440-$1,470
16BMW 740i$2,482-$1,428
17Jaguar XJ$2,498-$1,412
18Mercedes-Benz E63 AMG$2,508-$1,402
19BMW 650i$2,680-$1,230
20Maserati Ghibli$2,684-$1,226
2016 Large Luxury Car Average$2,713-$1,197
21Jaguar XJ Super$2,752-$1,158
22BMW 750i$2,772-$1,138
23Audi RS 7$2,828-$1,082
24Audi S8$2,856-$1,054
25Lexus LS 600H$2,876-$1,034
26Mercedes-Benz CLS63 AMG$2,878-$1,032
27Mercedes-Benz S550$2,924-$986
28Maserati Quattroporte$2,932-$978
29Mercedes-Benz AMG$2,968-$942
30Audi A8$3,014-$896
31BMW Alpina B6$3,026-$884
32Porsche Panamera$3,102-$808
33Mercedes-Benz S63 AMG$3,330-$580
34Mercedes-Benz S600$3,392-$518
35Mercedes-Benz S65 AMG$3,910--
36Mercedes-Benz S65$3,956$46
37Bentley Continental$4,024$114
38Bentley Mulsanne$4,798$888

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S65 AMG Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz S65 AMG.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz S65 AMG Insurance Rates by Trim Level
2016 Mercedes-Benz S65 AMG Trim Level Annual Premium Cost Per Month
Sedan$3,910$326

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz S65 AMG for different driver ages.

2016 Mercedes-Benz S65 AMG Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,532$1,128
17$13,281$1,107
18$12,222$1,019
19$11,000$917
20$8,502$709
21$8,115$676
22$7,317$610
23$5,886$491
24$5,612$468
25$4,562$380
30$4,200$350
35$4,004$334
40$3,910$326
45$3,628$302
50$3,420$285
55$3,192$266
60$3,206$267
65$3,428$286
70$3,644$304
75$4,212$351
80$5,180$432

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S65 AMG trim levels.