2016 Mercedes-Benz S65 Car Insurance Calculator

Learn in real-time how decisions you make affect the cost of insurance for a 2016 Mercedes-Benz S65. Update factors like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if rates change for better or worse.

The average estimated car insurance premium for a 2016 Mercedes-Benz S65 is $3,956 per year, or about $330 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,956

Cost Per Month

$330

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz S65 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mercedes-Benz S65.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,956
Average Rate
Your Rate
$3,956

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mercedes-Benz S65 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz S65 is $3,956.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz S65 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz S65 against all other models in the large luxury car segment. The Mercedes-Benz S65 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz S65, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz S65.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz S65 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$2,172
2Cadillac CTS$1,808-$2,148
3Audi A5$1,876-$2,080
4Lincoln MKS$1,908-$2,048
5Cadillac CT6$1,924-$2,032
6Kia K900$2,152-$1,804
7Acura RLX$2,156-$1,800
8Infiniti Q70L$2,162-$1,794
9Mercedes-Benz CLS550$2,204-$1,752
10Lexus GS 450$2,218-$1,738
11Infiniti Q70$2,228-$1,728
12Hyundai Equus$2,256-$1,700
13Lexus LS 460$2,358-$1,598
14Mercedes-Benz C63 AMG$2,434-$1,522
15Cadillac CTS-V$2,440-$1,516
16BMW 740i$2,482-$1,474
17Jaguar XJ$2,498-$1,458
18Mercedes-Benz E63 AMG$2,508-$1,448
19BMW 650i$2,680-$1,276
20Maserati Ghibli$2,684-$1,272
2016 Large Luxury Car Average$2,713-$1,243
21Jaguar XJ Super$2,752-$1,204
22BMW 750i$2,772-$1,184
23Audi RS 7$2,828-$1,128
24Audi S8$2,856-$1,100
25Lexus LS 600H$2,876-$1,080
26Mercedes-Benz CLS63 AMG$2,878-$1,078
27Mercedes-Benz S550$2,924-$1,032
28Maserati Quattroporte$2,932-$1,024
29Mercedes-Benz AMG$2,968-$988
30Audi A8$3,014-$942
31BMW Alpina B6$3,026-$930
32Porsche Panamera$3,102-$854
33Mercedes-Benz S63 AMG$3,330-$626
34Mercedes-Benz S600$3,392-$564
35Mercedes-Benz S65 AMG$3,910-$46
36Mercedes-Benz S65$3,956--
37Bentley Continental$4,024$68
38Bentley Mulsanne$4,798$842

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S65 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz S65.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz S65 Insurance Rates by Trim Level
2016 Mercedes-Benz S65 Trim Level Annual Premium Cost Per Month
Coupe$3,956$330

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz S65 for different driver ages.

2016 Mercedes-Benz S65 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,603$1,134
17$13,352$1,113
18$12,293$1,024
19$11,071$923
20$8,564$714
21$8,178$682
22$7,379$615
23$5,946$496
24$5,670$473
25$4,612$384
30$4,250$354
35$4,052$338
40$3,956$330
45$3,670$306
50$3,462$289
55$3,230$269
60$3,242$270
65$3,462$289
70$3,678$307
75$4,244$354
80$5,210$434

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz S65 trim levels.