Mercedes-Benz SL400 Car Insurance Calculator

Monitor in real-time how different risk factors affect car insurance rates for a Mercedes-Benz SL400. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2016 Mercedes-Benz SL400 is $2,210 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,210

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz SL400 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz SL400.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,210
Average Rate
Your Rate
$2,210

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz SL400.

The 'Average Rate' is a combined value for all Mercedes-Benz SL400 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mercedes-Benz SL400 is $2,210.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mercedes-Benz SL400 Segment Comparison

The table below compares insurance rates for the 2016 Mercedes-Benz SL400 against all other models in the midsize luxury car segment. The Mercedes-Benz SL400 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz SL400, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz SL400.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mercedes-Benz SL400 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$592
2Acura ILX$1,686-$524
3Lexus IS 300$1,792-$418
4Volvo S80$1,834-$376
5Mercedes-Benz C350E$1,842-$368
6Lexus RC 300$1,856-$354
7Audi A3$1,888-$322
8Mercedes-Benz AMG CLA45$1,910-$300
9Lincoln MKZ$1,914-$296
10Lexus ES 300H$1,924-$286
11Audi A6$1,936-$274
12Mercedes-Benz CLA250$1,982-$228
13BMW 528i$2,020-$190
14Lexus GS 350$2,036-$174
15Mercedes-Benz E350$2,062-$148
16Audi S4$2,064-$146
17Mercedes-Benz SLK55 AMG$2,068-$142
18BMW 428xi$2,072-$138
19Jaguar XF$2,084-$126
20Cadillac ELR$2,090-$120
21Mercedes-Benz C450 AMG$2,100-$110
22BMW 428i$2,106-$104
23Audi S5$2,116-$94
24Hyundai Genesis$2,130-$80
25BMW 528xi$2,138-$72
26Infiniti Q50$2,144-$66
27BMW 535xi$2,150-$60
28BMW 435xi$2,174-$36
29Mercedes-Benz E250$2,192-$18
30Mercedes-Benz SL400$2,210--
31BMW Active 5$2,218$8
32BMW 435i$2,224$14
2016 Midsize Luxury Car Average$2,227$17
33BMW 535d$2,250$40
34Mercedes-Benz E400$2,300$90
35BMW 535i$2,308$98
36Mercedes-Benz E550$2,320$110
37Audi S6$2,358$148
38BMW 550i$2,362$152
39Mercedes-Benz CLS400$2,436$226
40BMW 550xi$2,452$242
41Mercedes-Benz SL550$2,456$246
42BMW 640i$2,490$280
43Audi A7$2,504$294
44BMW 640xi$2,510$300
45BMW M5$2,518$308
46Audi S7$2,522$312
47Tesla Model S$2,590$380
48Mercedes-Benz S550E$2,594$384
49BMW 650xi$2,610$400
50Lexus GS F$2,622$412
51BMW M6$2,796$586
52Mercedes-Benz SL63 AMG$2,876$666
53Mercedes-Benz SL65 AMG$3,584$1,374

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 SL400 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mercedes-Benz SL400.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mercedes-Benz SL400 Insurance Rates by Trim Level
2016 Mercedes-Benz SL400 Trim Level Annual Premium Cost Per Month
Convertible$2,210$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mercedes-Benz SL400 for different driver ages.

2016 Mercedes-Benz SL400 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,694$641
17$7,517$626
18$6,859$572
19$6,198$517
20$4,776$398
21$4,559$380
22$4,098$342
23$3,323$277
24$3,159$263
25$2,572$214
30$2,370$198
35$2,266$189
40$2,210$184
45$2,058$172
50$1,944$162
55$1,818$152
60$1,824$152
65$1,946$162
70$2,072$173
75$2,404$200
80$2,962$247

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz SL400 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz SL400.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz SL400 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Mercedes-Benz SL400$2,210$184
2015 Mercedes-Benz SL400$2,016$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz SL400 trim levels for each model year.