Mercedes-Benz SL450 Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options impact car insurance rates for a Mercedes-Benz SL450. Make changes to factors like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2020 Mercedes-Benz SL450 is $2,822 per year, or about $235 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,822

Cost Per Month

$235

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz SL450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz SL450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,822
Average Rate
Your Rate
$2,822

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz SL450.

The 'Average Rate' is a combined value for all Mercedes-Benz SL450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mercedes-Benz SL450 is $2,822.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mercedes-Benz SL450 Segment Comparison

The table below compares insurance rates for the 2020 Mercedes-Benz SL450 against all other models in the midsize luxury car segment. The Mercedes-Benz SL450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz SL450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz SL450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mercedes-Benz SL450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$936
2Lexus RC 300$2,168-$654
3Mercedes-Benz SLC300$2,230-$592
4Lexus ES 350$2,238-$584
5Lincoln MKZ$2,248-$574
6Mercedes-Benz AMG CLA45$2,268-$554
7Jaguar XE$2,272-$550
8Lexus IS 300$2,276-$546
9Audi A3$2,316-$506
10Cadillac CT5$2,354-$468
11Audi S5$2,414-$408
12Lexus GS 350$2,478-$344
13Mercedes-Benz E350$2,488-$334
14Lexus ES 300H$2,526-$296
15Audi S4$2,550-$272
16BMW 530i$2,558-$264
17BMW 540i$2,582-$240
18Mercedes-Benz CLA250$2,598-$224
19Genesis G80$2,604-$218
20Audi A6$2,614-$208
21Mercedes-Benz E450$2,644-$178
22BMW 430i$2,666-$156
23Mercedes-Benz CLS450$2,700-$122
24Jaguar XF$2,702-$120
2020 Midsize Luxury Car Average$2,704-$118
25BMW 440i$2,796-$26
26Mercedes-Benz AMG C43$2,804-$18
27Mercedes-Benz SL450$2,822--
28Audi RS 5$2,838$16
29Audi S6$2,898$76
30Infiniti Q50$2,926$104
31BMW 530e$2,942$120
32Lexus GS F$3,016$194
33Mercedes-Benz AMG C63$3,056$234
34BMW M550i$3,110$288
35Mercedes-Benz SL550$3,136$314
36Tesla Model S$3,192$370
37Audi A7$3,236$414
38Lexus LC 500H$3,320$498
39Audi S7$3,444$622
40BMW M8$3,448$626
41BMW M5$3,494$672

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 SL450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mercedes-Benz SL450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mercedes-Benz SL450 Insurance Rates by Trim Level
2020 Mercedes-Benz SL450 Trim Level Annual Premium Cost Per Month
Roadster$2,822$235

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mercedes-Benz SL450 for different driver ages.

2020 Mercedes-Benz SL450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,701$808
17$9,555$796
18$8,859$738
19$7,943$662
20$6,151$513
21$5,867$489
22$5,297$441
23$4,234$353
24$4,049$337
25$3,296$275
30$3,040$253
35$2,888$241
40$2,822$235
45$2,618$218
50$2,462$205
55$2,302$192
60$2,312$193
65$2,476$206
70$2,614$218
75$3,004$250
80$3,696$308

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz SL450 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz SL450.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz SL450 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2020 Mercedes-Benz SL450$2,822$235
2019 Mercedes-Benz SL450$2,560$213
2018 Mercedes-Benz SL450$2,430$203
2017 Mercedes-Benz SL450$2,312$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz SL450 trim levels for each model year.