Mini Cooper Clubman Car Insurance Calculator

Explore and understand how changes to different risk factors impact the cost of car insurance for a Mini Cooper Clubman. Update factors like your location, homeowner status, and credit score to get insights on how rates change. Immediately see if rates change for better or worse.

The average estimated car insurance premium for a 2024 Mini Cooper Clubman is $2,220 per year, or about $185 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,220

Cost Per Month

$185

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Clubman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mini Cooper Clubman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,220
Average Rate
Your Rate
$2,220

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mini Cooper Clubman.

The 'Average Rate' is a combined value for all Mini Cooper Clubman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mini Cooper Clubman is $2,220.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mini Cooper Clubman vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Mini Cooper Clubman against all other models in the small SUV segment. The Mini Cooper Clubman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Clubman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Clubman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mini Cooper Clubman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$490
2Chevrolet Trailblazer$1,760-$460
3Kia Soul$1,826-$394
4Nissan Kicks$1,844-$376
5Buick Envision$1,878-$342
6Toyota Corolla Cross$1,888-$332
7Hyundai Venue$1,902-$318
8Mazda CX-5$1,910-$310
9Ford Bronco Sport$1,918-$302
10Volkswagen Tiguan$1,938-$282
11Buick Encore$1,988-$232
12Honda CR-V$1,996-$224
13Volkswagen Taos$2,008-$212
14Kia Niro$2,014-$206
15Honda HR-V$2,040-$180
16Subaru Forester$2,084-$136
17Kia Seltos$2,094-$126
18GMC Terrain$2,096-$124
19Nissan Rogue$2,106-$114
20Hyundai Kona$2,110-$110
21Mazda CX-30$2,114-$106
22Volkswagen ID4$2,124-$96
23Ford Escape$2,138-$82
2024 Small SUV Average$2,154-$66
24Chevrolet Equinox$2,158-$62
25Toyota RAV4$2,162-$58
26Mazda MX-30$2,172-$48
27Hyundai Tucson$2,176-$44
28Chevrolet Trax$2,210-$10
29Mini Cooper Clubman$2,220--
30Mini Cooper$2,226$6
31Mitsubishi Eclipse Cross$2,246$26
32Jeep Renegade$2,252$32
33Mitsubishi Outlander$2,280$60
34Kia Sportage$2,294$74
35Hyundai Ioniq 5$2,302$82
36Nissan Ariya$2,304$84
37Fiat 500X$2,310$90
38Mini Cooper Countryman$2,318$98
39Subaru Solterra$2,320$100
40Mazda CX-50$2,326$106
41Toyota bz4X$2,330$110
42Mitsubishi Mirage$2,342$122
43Kia EV6$2,416$196
44Dodge Hornet$2,492$272
45Jeep Compass$2,536$316
46Hyundai Nexo$2,584$364
47Ford Mustang Mach-E$2,742$522

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Cooper Clubman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mini Cooper Clubman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mini Cooper Clubman Insurance Rates by Trim Level
2024 Mini Cooper Clubman Trim Level Annual Premium Cost Per Month
S FWD$2,142$179
S All4$2,196$183
John Cooper Works All4$2,324$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mini Cooper Clubman for different driver ages.

2024 Mini Cooper Clubman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,996$666
17$7,726$644
18$6,885$574
19$6,284$524
20$4,800$400
21$4,579$382
22$4,092$341
23$3,371$281
24$3,180$265
25$2,578$215
30$2,362$197
35$2,280$190
40$2,220$185
45$2,078$173
50$1,970$164
55$1,838$153
60$1,842$154
65$1,966$164
70$2,132$178
75$2,518$210
80$3,110$259

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Clubman trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mini Cooper Clubman.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mini Cooper Clubman Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mini Cooper Clubman$2,220$185
2023 Mini Cooper Clubman$2,162$180
2022 Mini Cooper Clubman$2,124$177
2021 Mini Cooper Clubman$2,310$193
2020 Mini Cooper Clubman$2,244$187
2019 Mini Cooper Clubman$1,906$159
2018 Mini Cooper Clubman$1,826$152
2017 Mini Cooper Clubman$1,730$144
2016 Mini Cooper Clubman$1,530$128
2014 Mini Cooper Clubman$1,186$99
2013 Mini Cooper Clubman$1,338$112

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mini Cooper Clubman trim levels for each model year.