2014 Mini Cooper Clubman Car Insurance Calculator

Get real-time feedback how seemingly small changes impact the cost of car insurance for a 2014 Mini Cooper Clubman. Adjust factors such as your location, homeowner status, credit score, and policy coverages. Get instant feedback if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2014 Mini Cooper Clubman is $1,186 per year, or about $99 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,186

Cost Per Month

$99

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Clubman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Mini Cooper Clubman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,186
Average Rate
Your Rate
$1,186

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Mini Cooper Clubman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Mini Cooper Clubman is $1,186.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Mini Cooper Clubman vs. the Small SUV Segment

The table below compares insurance rates for the 2014 Mini Cooper Clubman against all other models in the small SUV segment. The Mini Cooper Clubman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Clubman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Clubman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Mini Cooper Clubman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mini Cooper Clubman$1,186--
2Scion XD$1,196$10
3Scion XB$1,212$26
4Honda CR-V$1,226$40
5Nissan Cube$1,254$68
6Mini Cooper Countryman$1,286$100
7Kia Soul$1,306$120
8Jeep Patriot$1,310$124
9Mitsubishi Mirage$1,316$130
10Ford Escape$1,368$182
11Nissan Rogue$1,380$194
12Chevrolet Equinox$1,390$204
2014 Small SUV Average$1,393$207
13Buick Encore$1,400$214
14Hyundai Tucson$1,408$222
15Mazda CX-5$1,418$232
16Nissan Juke$1,424$238
17Chevrolet Captiva Sport$1,426$240
18Subaru Forester$1,428$242
19GMC Terrain$1,436$250
20Subaru XV Crosstrek$1,438$252
21Jeep Compass$1,448$262
22Mini Cooper$1,460$274
23Toyota RAV4$1,466$280
24Subaru Tribeca$1,478$292
25Mitsubishi Outlander$1,512$326
26Ford C-Max$1,548$362
27Volkswagen Tiguan$1,552$366
28Kia Sportage$1,558$372
29Mini Cooper Paceman$1,576$390

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Cooper Clubman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Mini Cooper Clubman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Mini Cooper Clubman Insurance Rates by Trim Level
2014 Mini Cooper Clubman Trim Level Annual Premium Cost Per Month
Base$1,088$91
S$1,172$98
John Cooper Works$1,300$108

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Mini Cooper Clubman for different driver ages.

2014 Mini Cooper Clubman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,260$355
17$4,087$341
18$3,594$300
19$3,304$275
20$2,515$210
21$2,401$200
22$2,137$178
23$1,787$149
24$1,679$140
25$1,368$114
30$1,256$105
35$1,222$102
40$1,186$99
45$1,116$93
50$1,062$89
55$992$83
60$994$83
65$1,052$88
70$1,148$96
75$1,358$113
80$1,674$140

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Clubman trim levels.