2020 Mini Cooper Clubman Car Insurance Calculator

Discover how the choices you make impact the insurance cost for a 2020 Mini Cooper Clubman. Experiment with factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2020 Mini Cooper Clubman is $2,244 per year, or about $187 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,244

Cost Per Month

$187

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Clubman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mini Cooper Clubman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,244
Average Rate
Your Rate
$2,244

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mini Cooper Clubman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mini Cooper Clubman is $2,244.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mini Cooper Clubman vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Mini Cooper Clubman against all other models in the small SUV segment. The Mini Cooper Clubman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Clubman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Clubman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mini Cooper Clubman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580-$664
2Honda CR-V$1,638-$606
3Mazda CX-5$1,658-$586
4Mazda CX-30$1,664-$580
5Ford Ecosport$1,670-$574
6Toyota C-HR$1,676-$568
7Nissan Rogue Sport$1,686-$558
8Buick Envision$1,702-$542
9Chevrolet Trax$1,706-$538
10Nissan Kicks$1,708-$536
11Mitsubishi Eclipse Cross$1,710-$534
12Hyundai Kona$1,714-$530
13Hyundai Tucson$1,718-$526
14Kia Sportage$1,722-$522
15Kia Soul$1,736-$508
16Hyundai Venue$1,738-$506
17Chevrolet Equinox$1,742-$502
18Jeep Compass$1,756-$488
19Volkswagen Tiguan$1,774-$470
20Honda HR-V$1,784-$460
21Subaru Forester$1,792-$452
22Buick Encore$1,802-$442
23Nissan Rogue$1,808-$436
24Ford Escape$1,814-$430
25Subaru Crosstrek$1,820-$424
26GMC Terrain$1,826-$418
2020 Small SUV Average$1,835-$409
27Fiat 500X$1,886-$358
28Jeep Renegade$1,900-$344
29Toyota RAV4$1,962-$282
30Kia Niro$1,976-$268
31Mini Cooper Countryman$2,014-$230
32Mini Cooper$2,062-$182
33Mitsubishi Mirage$2,092-$152
34Chevrolet Bolt$2,100-$144
35Mini Cooper Clubman$2,244--
36Mitsubishi Outlander$2,280$36
37Hyundai Nexo$2,428$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Cooper Clubman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mini Cooper Clubman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mini Cooper Clubman Insurance Rates by Trim Level
2020 Mini Cooper Clubman Trim Level Annual Premium Cost Per Month
S$2,128$177
S All4$2,128$177
S Premium$2,128$177
S All4 Premium$2,190$183
S All4 Signature$2,190$183
S Signature$2,190$183
John Cooper Works$2,254$188
S Iconic Trim$2,254$188
John Cooper Works Premium$2,316$193
John Cooper Works Signature $2,316$193
S All4 Iconic Trim$2,316$193
John Cooper Works Iconic Trim$2,376$198
John Cooper Works JCW Launch$2,376$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mini Cooper Clubman for different driver ages.

2020 Mini Cooper Clubman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,196$683
17$7,897$658
18$6,993$583
19$6,391$533
20$4,865$405
21$4,641$387
22$4,139$345
23$3,417$285
24$3,217$268
25$2,604$217
30$2,386$199
35$2,310$193
40$2,244$187
45$2,106$176
50$1,996$166
55$1,866$156
60$1,870$156
65$1,994$166
70$2,176$181
75$2,586$216
80$3,200$267

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Clubman trim levels.