2021 Mini Cooper Clubman Car Insurance Calculator

See and learn how different driver and vehicle factors impact the cost of car insurance for a 2021 Mini Cooper Clubman. Adjust factors such as driver's age, policy discounts, Cooper Clubman trim level, and driving record. Find out instantly if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2021 Mini Cooper Clubman is $2,310 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,310

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Clubman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Mini Cooper Clubman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,310
Average Rate
Your Rate
$2,310

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Mini Cooper Clubman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mini Cooper Clubman is $2,310.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mini Cooper Clubman vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Mini Cooper Clubman against all other models in the small SUV segment. The Mini Cooper Clubman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Clubman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Clubman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mini Cooper Clubman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$686
2Honda CR-V$1,688-$622
3Mazda CX-5$1,712-$598
4Mazda CX-30$1,714-$596
5Ford Ecosport$1,720-$590
6Toyota C-HR$1,726-$584
7Nissan Rogue Sport$1,736-$574
8Chevrolet Trax$1,744-$566
9Buick Envision$1,756-$554
10Nissan Kicks$1,760-$550
11Hyundai Kona$1,762-$548
12Hyundai Venue$1,768-$542
13Hyundai Tucson$1,770-$540
14Kia Sportage$1,774-$536
15Jeep Compass$1,780-$530
16Kia Soul$1,788-$522
17Mitsubishi Eclipse Cross$1,792-$518
18Chevrolet Equinox$1,794-$516
19Chevrolet Trailblazer$1,804-$506
20Honda HR-V$1,824-$486
21Volkswagen Tiguan$1,830-$480
22Subaru Forester$1,846-$464
23Nissan Rogue$1,864-$446
24Ford Escape$1,868-$442
25GMC Terrain$1,872-$438
26Subaru Crosstrek$1,876-$434
27Kia Seltos$1,884-$426
2021 Small SUV Average$1,890-$420
28Buick Encore$1,914-$396
29Volkswagen ID4$1,932-$378
30Fiat 500X$1,940-$370
31Ford Bronco Sport$1,946-$364
32Jeep Renegade$1,956-$354
33Toyota RAV4$2,020-$290
34Kia Niro$2,032-$278
35Mini Cooper Countryman$2,078-$232
36Mini Cooper$2,126-$184
37Mitsubishi Mirage$2,152-$158
38Chevrolet Bolt$2,160-$150
39Mini Cooper Clubman$2,310--
40Mitsubishi Outlander$2,350$40
41Hyundai Nexo$2,504$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Cooper Clubman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mini Cooper Clubman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mini Cooper Clubman Insurance Rates by Trim Level
2021 Mini Cooper Clubman Trim Level Annual Premium Cost Per Month
S$2,192$183
S All4$2,192$183
S Premium$2,192$183
S All4 Premium$2,256$188
S All4 Signature$2,256$188
S Signature$2,256$188
John Cooper Works$2,320$193
S Iconic Trim$2,320$193
John Cooper Works Premium$2,384$199
John Cooper Works Signature$2,384$199
S All4 Iconic Trim$2,384$199
John Cooper Works Iconic Trim$2,450$204
John Cooper Works JCW Launch$2,450$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mini Cooper Clubman for different driver ages.

2021 Mini Cooper Clubman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,421$702
17$8,119$677
18$7,200$600
19$6,577$548
20$5,010$418
21$4,779$398
22$4,262$355
23$3,516$293
24$3,312$276
25$2,682$224
30$2,458$205
35$2,374$198
40$2,310$193
45$2,166$181
50$2,052$171
55$1,918$160
60$1,922$160
65$2,050$171
70$2,234$186
75$2,656$221
80$3,284$274

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Clubman trim levels.