2022 Mini Cooper Clubman Car Insurance Calculator

Gain insights into how seemingly small changes affect car insurance rates for a 2022 Mini Cooper Clubman. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2022 Mini Cooper Clubman is $2,124 per year, or about $177 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,124

Cost Per Month

$177

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Clubman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Mini Cooper Clubman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,124
Average Rate
Your Rate
$2,124

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Mini Cooper Clubman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Mini Cooper Clubman is $2,124.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Mini Cooper Clubman vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Mini Cooper Clubman against all other models in the small SUV segment. The Mini Cooper Clubman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Clubman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Clubman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Mini Cooper Clubman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$498
2Nissan Kicks$1,666-$458
3Chevrolet Trailblazer$1,678-$446
4Subaru Crosstrek$1,718-$406
5Buick Encore$1,768-$356
6Toyota C-HR$1,774-$350
7Nissan Rogue Sport$1,782-$342
8Hyundai Venue$1,812-$312
9Buick Envision$1,818-$306
10Kia Seltos$1,820-$304
11Ford Bronco Sport$1,828-$296
12Toyota Corolla Cross$1,834-$290
13Hyundai Kona$1,850-$274
14Subaru Forester$1,852-$272
15Volkswagen Tiguan$1,860-$264
16Honda CR-V$1,872-$252
17Mazda CX-30$1,892-$232
18Honda HR-V$1,918-$206
19Ford Ecosport$1,936-$188
20Chevrolet Trax$1,958-$166
21GMC Terrain$1,966-$158
22Mitsubishi Eclipse Cross$1,972-$152
2022 Small SUV Average$1,982-$142
23Hyundai Tucson$1,986-$138
24Chevrolet Bolt$1,994-$130
25Chevrolet Equinox$1,998-$126
26Volkswagen Taos$2,002-$122
27Fiat 500X$2,010-$114
28Toyota RAV4$2,018-$106
29Kia Soul$2,020-$104
30Mazda MX-30$2,062-$62
31Jeep Compass$2,070-$54
32Kia Niro$2,076-$48
33Nissan Rogue$2,092-$32
34Ford Escape$2,102-$22
35Hyundai Ioniq 5$2,118-$6
36Mini Cooper Clubman$2,124--
37Jeep Renegade$2,126$2
38Kia Sportage$2,136$12
39Volkswagen ID4$2,178$54
40Mini Cooper$2,188$64
41Mini Cooper Countryman$2,210$86
42Mitsubishi Outlander$2,300$176
43Mitsubishi Mirage$2,320$196
44Ford Mustang Mach-E$2,418$294
45Hyundai Nexo$2,444$320

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Cooper Clubman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Mini Cooper Clubman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Mini Cooper Clubman Insurance Rates by Trim Level
2022 Mini Cooper Clubman Trim Level Annual Premium Cost Per Month
S$2,038$170
S All4$2,104$175
John Cooper Works All4$2,236$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Mini Cooper Clubman for different driver ages.

2022 Mini Cooper Clubman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,704$642
17$7,440$620
18$6,619$552
19$6,038$503
20$4,610$384
21$4,395$366
22$3,923$327
23$3,231$269
24$3,048$254
25$2,468$206
30$2,260$188
35$2,184$182
40$2,124$177
45$1,990$166
50$1,886$157
55$1,762$147
60$1,768$147
65$1,884$157
70$2,048$171
75$2,428$202
80$2,998$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Clubman trim levels.