2023 Mini Cooper Clubman Car Insurance Calculator

Get real-time feedback how life choices impact the cost of insurance for a 2023 Mini Cooper Clubman. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly how much rates change and learn why.

The average estimated car insurance premium for a 2023 Mini Cooper Clubman is $2,162 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,162

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Clubman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Mini Cooper Clubman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,162
Average Rate
Your Rate
$2,162

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Mini Cooper Clubman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mini Cooper Clubman is $2,162.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mini Cooper Clubman vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Mini Cooper Clubman against all other models in the small SUV segment. The Mini Cooper Clubman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Clubman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Clubman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mini Cooper Clubman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$440
2Subaru Crosstrek$1,740-$422
3Nissan Kicks$1,744-$418
4Nissan Rogue Sport$1,776-$386
5Mazda CX-5$1,794-$368
6Buick Encore$1,814-$348
7Buick Envision$1,822-$340
8Kia Seltos$1,844-$318
9Hyundai Venue$1,854-$308
10Honda HR-V$1,886-$276
11Hyundai Kona$1,910-$252
12Subaru Forester$1,926-$236
13Honda CR-V$1,932-$230
14Mazda CX-30$1,936-$226
15Chevrolet Trax$1,950-$212
16Volkswagen Tiguan$1,978-$184
17Ford Bronco Sport$1,984-$178
18Fiat 500X$2,018-$144
19Kia Soul$2,022-$140
20GMC Terrain$2,024-$138
21Mitsubishi Eclipse Cross$2,034-$128
22Chevrolet Equinox$2,048-$114
23Toyota Corolla Cross$2,056-$106
24Volkswagen Taos$2,062-$100
25Mazda CX-50$2,064-$98
2023 Small SUV Average$2,073-$89
26Hyundai Tucson$2,082-$80
27Ford Escape$2,086-$76
28Nissan Rogue$2,094-$68
29Kia Niro$2,110-$52
30Toyota RAV4$2,112-$50
31Mazda MX-30$2,116-$46
32Mini Cooper$2,126-$36
33Jeep Compass$2,130-$32
34Mini Cooper Clubman$2,162--
35Jeep Renegade$2,192$30
36Chevrolet Bolt$2,206$44
37Toyota bz4X$2,216$54
38Hyundai Ioniq 5$2,260$98
39Kia Sportage$2,270$108
40Mini Cooper Countryman$2,338$176
41Mitsubishi Mirage$2,340$178
42Mitsubishi Outlander$2,352$190
43Volkswagen ID4$2,366$204
44Kia EV6$2,416$254
45Dodge Hornet$2,418$256
46Hyundai Nexo$2,508$346
47Ford Mustang Mach-E$2,576$414

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Cooper Clubman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mini Cooper Clubman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mini Cooper Clubman Insurance Rates by Trim Level
2023 Mini Cooper Clubman Trim Level Annual Premium Cost Per Month
S$2,084$174
S All4$2,136$178
John Cooper Works All4$2,266$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mini Cooper Clubman for different driver ages.

2023 Mini Cooper Clubman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,817$651
17$7,551$629
18$6,720$560
19$6,131$511
20$4,681$390
21$4,465$372
22$3,988$332
23$3,283$274
24$3,098$258
25$2,512$209
30$2,300$192
35$2,222$185
40$2,162$180
45$2,024$169
50$1,918$160
55$1,794$150
60$1,798$150
65$1,916$160
70$2,080$173
75$2,462$205
80$3,042$254

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Clubman trim levels.